Grow Financial Federal Credit Union
Graphic of Grow Visa Preferred Credit Card with "Time to Get Preferred" text overlayed
January 12, 2023

Pay Down Debt Faster with a Grow Visa® Preferred Credit Card

We’re here to help you finance your life—from everyday essentials to long-term aspirations. It’s our goal to put you first, so you can focus on your dreams, not credit card debt. Paying high interest is no fun. We get it. Month after month, you make your payments on-time, but with high interest rates, it can feel like you’re moving a mountain with a toy shovel.

That’s why we have an introductory APR as low as 1.99%-4.99% for the first six billing cycles on our Grow Visa® Preferred Credit Card.* After six months, or if you do not qualify for an introductory rate, enjoy a standard variable APR of 10.74%–17.99% on purchases and balance transfers.

The best part? Enjoy the benefit of no balance transfer fees. Reduce your high-interest debt by consolidating balances into one easy, monthly payment on the Grow Visa Preferred Credit Card. Plus, it’s backed by Visa Zero Liability Fraud Protection to safeguard you against unauthorized use of your card. Last but not least, we don’t believe in annual fees for credit cards, so we don’t charge them. No annual fee. Period.

Start spending smarter with a Grow Visa Preferred Credit Card today.

  • No annual fee
  • No balance transfer fees
  • No cash advance fees

Learn more or apply at

Subject to credit approval.
*The rate you receive will be based on your credit worthiness. This rate will vary with the market based on Prime Rate as published in the Wall Street Journal “Money Rates” table on the last day of each calendar month. If the minimum monthly payment is 60 days late twice in a twelve-month period, the rate will revert to a default rate of 18.00% for six (6) billing cycles. Other APRs: Cash Advances 18.00%, Overdraft to Share Account 18.00%. A finance charge of 1.00% will be charged on foreign transactions. Rates are effective as of 12/16/2022 and could change without notice. Annual Percentage Rate (APR).

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