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July 16, 2021
Add These Three Items to Your Weather Emergency Preparation
Hurricane season can bring additional stress and uncertainty, especially in flood-prone or coastal areas. It’s important to be prepared for potential weather emergencies, which can help give you peace of mind and keep you and your family safe.
When it comes to stormy weather, you may already be aware of the physical preparation you should do. Steps like knowing your evacuation zone and routes, keeping an eye on the weather alerts for your area and gathering supplies ahead of time are all important. If you want additional help with physical preparation advice, the National Weather Service has an excellent resource library with instructions about how to prepare for all kinds of weather emergencies, including how to prepare for hurricanes and tropical storms.
As you’re preparing physically, remember to prepare financially, as well. We hope you’ll consider these three steps that can help minimize the financial impact of extreme weather conditions:
Stash an emergency fund.
It’s always wise to have at least three to six months of living expenses in a place you can easily access, such as a Grow Basic Savings Account, to cover the cost of any unforeseen situations. That’s especially true after an emergency. Plus, it’s a good idea to keep some cash on hand in a safe location. You never know when ATMs or terminals might be temporarily down after extreme weather, so stash some cash just in case.
Check your insurance coverage.
Review your current insurance policies, including homeowners, renters and auto, to ensure you’re sufficiently covered in case of damage or loss. Increase your coverage limits, if needed, and also be aware of out-of-pocket expenses, such as deductibles. If you don’t already have it, consider adding flood insurance. No one in the history of weather emergencies has ever said, “I wish I didn’t have flood insurance.” It’s important coverage, especially in the southeast, and it’s surprisingly affordable. If you’re looking for insurance policies, check out our affiliated insurance services provider, Quorum Insurance, LLC, for a free, no-obligation quote.*
Keep important documents safe.
It’s crucial to keep important documents safe and accessible — things like household identification, financial and legal documentation, and medical information — whether in a safe deposit box, secure cloud storage or another place that’s safe during a weather emergency. Use this FEMA checklist to learn more about safeguarding critical documents and valuables.
In addition to these three essential steps above, we recommend reviewing the Emergency Financial First Aid Kit, a joint publication from Operation Hope and FEMA that will help you prepare financially and reduce the impact of disasters on you and your family.
*Quorum Insurance, LLC is an affiliate of Grow Financial. Insurance products purchased through Quorum Insurance, LLC are not deposits of Grow Financial and are not protected by NCUA. They are not an obligation of or guaranteed by Grow Financial and may be subject to risk. Business conducted with Quorum Insurance, LLC is separate and distinct from any business conducted with Grow Financial. Grow Financial is in no way responsible for the services provided through this program.
How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
Nobody likes paying bills. We get it. That’s why at Grow, we make it as painless as possible to pay your loan every month. You can even choose how to do it.
Pay From Another Credit Union or Bank
You have two ways to pay by transferring funds online from another institution.
- Debit Card or ACH
We accept both Mastercard® and Visa® debit cards and ACH. With debit cards you’ll also pay a convenience fee of $4.95. To make a loan payment other than your mortgage or Grow Visa® credit card, click the button below.
- Grow Online Banking
You can make one-time payments or set up automatic recurring payments in your Grow Online Banking account. Simply select “Transfer/Payments” from the menu. And if you’re not enrolled in Grow Online Banking, you can set up your account in just a few minutes.
Pay by Mail
You can also pay your loan by check through the mail. Please remember to include your account number and Grow loan number on the check.
Send auto, credit card and personal loan payments to:
Grow Financial Federal Credit Union
P.O. Box 10006
Irmo, SC 29063-5006
Send home loan and home equity payments to:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733