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- Personal Loans
- Personal Loans
- Home & Auto
Putting You In The Driver's Seat
There’s no bigger thrill than driving your own car. For many, it’s the first taste of true independence. So when you’re ready to buy a car, new or used, Grow is ready with an auto loan that fits. You’ll get easy financing, preapprovals so you can shop with confidence, and low rates. Apply for a loan with us to get preapproved in as little as 60 seconds, and take that to any dealer anywhere in the country. You can also buy select pre-owned vehicles for as low as 0.0% APR1 from Grow through CU Auto Branch, a dealership dedicated to credit union members.
Vehicle Loans Rate Type Terms APR New Cars, Trucks and Vans Fixed Varies As Low As 3.34%2 Used Cars, Trucks and Vans Fixed Varies As low as 3.54%3 New & Used Watercraft Fixed Varies As Low As 7.5%4 New & Used RV Fixed Varies As Low As 5.0%5 New & Used Motorcycles Fixed Varies As Low As 8.0%6 New & Used BMW, Ducati, Harley Davidson & Triumph Motorcycles Fixed Varies As Low As 7.75%7
Annual Percentage Rate (APR). The loan rates quoted are effective 09/01/2020 and are subject to change. Subject to credit approval.
2Fixed rates for new vehicles range between 3.34% APR and 10.24% APR. The rate you receive is determined by your credit history, year of the vehicle, and term of the loan.
3Fixed rates for used vehicles range between 3.54% APR and 11.24% APR. The rate you receive is determined by your credit history, year of the vehicle, and term of the loan.
4Fixed rates for watercrafts range between 7.5% APR and 9.75% APR. The rate you receive is determined by your credit history, year of the watercraft, and term of the loan.
5Fixed rates for RVs range between 5.0% APR and 8.5% APR. The rate you receive is determined by your credit history, year of the RV, class, and term of the loan.
6Fixed rates for motorcycles range between 8.0% APR and 10.0% APR. The rate you receive is determined by your credit history, year of the motorcycle, and term of the loan.
7Fixed rates for premier motorcycles range between 7.75% APR and 10.50% APR. The rate you receive is determined by your credit history, year of the motorcycle, and term of the loan.
Dealership and Done
Car shopping is exhausting. We get it. That’s why we have over 1,000 participating dealerships across six states—Florida, South Carolina, Alabama, Georgia, North Carolina and Tennessee—offering auto loans with Grow Financial. Get great rates and close your loan without even leaving the showroom. It’s that easy.8
Wherever you are across the southeast United States, we’re helping you get competitive rates and loans, even when we’re closed.
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
1Fixed rates for select pre-owned vehicles range between 0.00% APR and 6.50% APR for terms up to 60 months. The rate you receive is determined by your credit history, year of the vehicle, and term of the loan.
8Subject to credit approval.
How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
Nobody likes paying bills. We get it. That’s why at Grow, we make it as painless as possible to pay your loan every month. You can even choose how to do it.
Pay From Another Credit Union or Bank
You have two ways to pay by transferring funds online from another institution.
- Debit Card or ACH
We accept both Mastercard® and Visa® debit cards and ACH. With debit cards you’ll also pay a convenience fee of $4.95. To make a loan payment other than your mortgage or Grow Visa® credit card, click the button below.
- Grow Online Banking
You can make one-time payments or set up automatic recurring payments in your Grow Online Banking account. Simply select “Transfer/Payments” from the menu. And if you’re not enrolled in Grow Online Banking, you can set up your account in just a few minutes.
Pay by Mail
You can also pay your loan by check through the mail. Please remember to include your account number and Grow loan number on the check.
Send auto, credit card and personal loan payments to:
Grow Financial Federal Credit Union
P.O. Box 10006
Irmo, SC 29063-5006
Send home loan and home equity payments to:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733