Grow Financial Federal Credit Union

Buying A Car

Putting You In The Driver's Seat


There’s no bigger thrill than driving your own car. For many, it’s the first taste of true independence. So when you’re ready to buy a car, new or used, Grow is ready with an auto loan that fits. You’ll get easy financing, preapprovals so you can shop with confidence, and low rates. Apply for a loan with us to get preapproved in as little as 60 seconds, and take that to any dealer anywhere in the country. You can also buy select pre-owned vehicles for as low as 0.0% APR¹ from Grow through CU Auto Branch, a dealership dedicated to credit union members.

Vehicle LoansRate Type TermsAPR
New & used cars, trucks, and vansfixed variesas low as 3.74%2
New & used watercraft
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fixed variesas low as 7.25%3
New & used RV
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fixed variesas low as 4.75%4
New & used motorcycles
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fixed variesas low as 7.75%5
New & used BMW, Ducati, Harley Davidson & Triumph Motorcycles fixed variesas low as 7.50%6

Annual Percentage Rate (APR). The loan rates quoted are effective 9/28/2018 and are subject to change. Subject to credit approval.

1Fixed rates for pre-owned vehicles owned by Grow range between 0% APR and 10.74% APR. The rate you receive is determined by your credit history, year of the vehicle, and term of the loan. This special financing rate only applies to Grow Financial pre-owned vehicles sold through CU Auto Branch. Some restrictions apply. CU Auto Branch is not an affiliate of Grow Financial Federal Credit Union. The rates quoted are effective 10/1/2018 and are subject to change.

2Fixed rates for vehicles range between 3.74% APR and 14.49% APR. The rate you receive is determined by your credit history, year of the vehicle, and term of the loan.

3Fixed rates for watercrafts range between 7.25% APR and 9.75% APR. The rate you receive is determined by your credit history, year of the watercraft, and term of the loan.

4Fixed rates for RVs range between 4.75% APR and 8.75% APR. The rate you receive is determined by your credit history, year of the RV, and term of the loan.

5Fixed rates for motorcycles range between 7.75% APR and 9.75% APR. The rate you receive is determined by your credit history, year of the motorcycle, and term of the loan.

6Fixed rates for premier motorcycles range between 7.50% APR and 10.25% APR. The rate you receive is determined by your credit history, year of the motorcycle, and term of the loan.

Dealing With Dealerships

Car shopping is exhausting, we get it. Which is why we have 900 dealership partners across six states. That means wherever you are, we’re helping ensure you get a great rate and loan, even when we’re closed.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Subject to credit approval.