Grow Financial Federal Credit Union

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Buying
A Car

Putting You In The Driver's Seat


There’s no bigger thrill than driving your own car. For many, it’s the first taste of true independence. So when you’re ready to buy a car, new or used, Grow is ready with an auto loan that fits. You’ll get easy financing, preapprovals so you can shop with confidence, and low rates. Apply for a loan with us to get preapproved in as little as 60 seconds, and take that to any dealer anywhere in the country. You can also buy select pre-owned vehicles for as low as 0.0% APR1 from Grow through CU Auto Branch, a dealership dedicated to credit union members.

Vehicle LoansRate TypeTermsAPR
New Cars, Trucks and VansFixedVariesAs Low As 3.59%2
Used Cars, Trucks and VansFixedVariesAs low as 3.79%3
New & Used WatercraftFixedVariesAs Low As 7.5%4
New & Used RVFixedVariesAs Low As 5.0%5
New & Used MotorcyclesFixedVariesAs Low As 8.0%6
New & Used BMW, Ducati, Harley Davidson & Triumph MotorcyclesFixedVariesAs Low As 7.75%7

Annual Percentage Rate (APR). The loan rates quoted are effective 03/16/2020 and are subject to change. Subject to credit approval.

2Fixed rates for new vehicles range between 3.59% APR and 10.24% APR. The rate you receive is determined by your credit history, year of the vehicle, and term of the loan.

3Fixed rates for used vehicles range between 3.79% APR and 11.24% APR. The rate you receive is determined by your credit history, year of the vehicle, and term of the loan.

4Fixed rates for watercrafts range between 7.5% APR and 9.75% APR. The rate you receive is determined by your credit history, year of the watercraft, and term of the loan.

5Fixed rates for RVs range between 5.0% APR and 8.5% APR. The rate you receive is determined by your credit history, year of the RV, class, and term of the loan.

6Fixed rates for motorcycles range between 8.0% APR and 10.0% APR. The rate you receive is determined by your credit history, year of the motorcycle, and term of the loan.

7Fixed rates for premier motorcycles range between 7.75% APR and 10.50% APR. The rate you receive is determined by your credit history, year of the motorcycle, and term of the loan.

Dealership and Done

Car shopping is exhausting. We get it. That’s why we have over 1,000 participating dealerships across six states—Florida, South Carolina, Alabama, Georgia, North Carolina and Tennessee—offering auto loans with Grow Financial. Get great rates and close your loan without even leaving the showroom. It’s that easy.8

Wherever you are across the southeast United States, we’re helping you get competitive rates and loans, even when we’re closed.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

1Fixed rates for select pre-owned vehicles range between 0.00% APR and 6.50% APR for terms up to 60 months. The rate you receive is determined by your credit history, year of the vehicle, and term of the loan.
8Subject to credit approval.