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The Smart Option Student Loan by Sallie Mae®

The Smart Way to Pay for College
Grants, scholarships and government student loan programs are the standard choices for funding higher education. And when those sources aren't enough, students now have another choice, the Smart Option Student Loan® from Sallie Mae.® It's the ideal solution for students who still need financing for uncovered college expenses.

Affordable Financing

  • The Sallie Mae® Smart Option Student Loan® gives undergraduate and graduate students a choice of fixed or variable interest rates comparable to other private student loan programs, to keep repayment at a manageable level.
  • You can reduce your interest rate by applying with a creditworthy cosigner, or by making scheduled payments through automatic deduction.
  • There are no origination fees or prepayment penalties, to save you hundreds of dollars.
Flexible Repayment
  • Defer your payments until after you graduate, or make interest-only and interest/principal payments while in school.
  • Maintain your Smart Option Student Loan® in good standing after you graduate, and you may also request a year of interest-only payments.

The application process takes about 15 minutes, and you'll get an immediate credit result! Call 866.383.5977 or apply online now.

Click here for important information and disclosures. Terms, conditions and limitations apply.

Sallie Mae® is not an affiliate of Grow Financial Federal Credit Union.

   
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