Grow Financial Federal Credit Union
January 10, 2019

How to Save More, Spend Less & Pay Down Debt in the New Year

Every year, you make a resolution to get your financial house in order, and it’s easier to keep than you think when you have Grow as your resolution solution.

Save Money.

It doesn’t take much cash to get your savings off to a fast start with these limited-time, promotional rates on federally insured savings accounts.

Spend Less.

Ever wonder where your money goes? Our free, personal money management tools track every penny you spend and save.

  • Grow Mobile Banking App provides up-to-the-moment information on all your Grow account balances, and you can also find your nearest surcharge-free ATM, avoiding those pesky ATM fees.3
  • Grow CardManager App works just like the name says–easy management of your Grow credit and debit cards, and an easy way to closely follow your spending. It also has awesome security features, like card on/off and transaction alerts.4
  • Flourish pulls the pieces of your financial life together, your accounts at Grow and everywhere else, and puts it all in perspective. See checking, savings, loans, credit cards and bills all at the same time, and see where you may be able to save a little extra.

Pay Down Debt.

Transfer high-interest balances on credit cards and personal loans to a Grow Visa® credit card. We offer competitive rates to save you money and it’s easy to transfer balances online, so you can start on the path to living debt-free right away.5

Okay, you’ve made your resolution. Now you’ve got the plan. Let’s get it started and keep it going!

 

1Annual Percentage Yield (APY). The Annual Percentage Yield quoted is effective as of 01/01/2019 and is subject to change at any time. A penalty will be imposed for early withdrawal. Fees could reduce earnings on the account. There is a $500 minimum balance to open the certificate account. Maximum deposit amount is $1,000,000. If the account is opened with $100,000 or more, you must maintain a daily balance of $100,000 in your account each day to obtain the disclosed APY. If the account is opened with less than $100,000, you must maintain a minimum daily balance of $500 in your account each day to obtain the disclosed APY. If your account falls below the minimum balance requirements, your account will be closed. Certificate must be opened with new money not currently on deposit in a share account with Grow Financial. Offer valid through 04/15/2019 and may be withdrawn at any time. Rate match valid on Certificate Accounts/Certificates of Deposit offered by financial institutions federally insured by the NCUA/FDIC. Brokered accounts and investment firm offers are excluded. Show us a qualified competitor’s current rate and we’ll match their APY up to a maximum of 0.25% on Certificate Accounts/Certificates of Deposit with terms of 12 to 17 months. Advertised rates must be effective within the last 14 days. Expired offers will not be accepted.
2Certain restrictions apply. Not all taxpayers are eligible. Consult your tax advisor.
3There is no surcharge for transactions made at ATMs in the Grow Financial, CU24/CU HERE or CO-OP networks. Transactions from non-network ATMs will carry a $2.00 service charge, in addition to any fees charged by the operating institution.
4Additional data charges may apply when using apps. Please see your wireless carrier for more information.
5Subject to credit approval.


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