Grow Financial Federal Credit Union

Money Market Account

Higher Balances Deserve
Higher Rates

We know how hard saving can be, so we think that your efforts should earn you a higher dividend rate. That’s why our Money Market Account offers one of our most competitive dividends. The more you save, the more you earn and the faster your money grows.

It All Starts Here

The first step is opening a Basic Savings Account, instantly making you a Grow member. From there, you have complete access to all the benefits of membership in a credit union, including opening other high-dividend savings accounts best suited to your financial goals.

Why Choose a Money Market Account?

Whether you use it to save for an emergency fund, extra spending money, a down payment on a home or another financial goal, your Money Market Account will earn dividends while keeping your money accessible at all times. It’s a great tool for saving money for a rainy day while earning a competitive rate.

View Our Rates

Tiered rates

Access to your money

No minimum balance

Insured by NCUA

Watch Your Savings Grow

Discover how much you could earn below.

Money Market AccountDividend RateAnnual Percentage Yield (APY)
Balance less than $25,000 1.10% 1.11%1
Balance of $25,000 to $49,999.991.55%1.56%1
Balance of $50,000 to $99,999.991.75%1.76%1
Balance of $100,000 to $249,999.991.95%1.97%1
Balance of $250,000 to $499,999.992.15%2.17%1
Balance of $500,000 and more2.35%2.38%1
Dividend Rate1.10%
Annual Percentage Yield (APY)1.11%1

Get the Most Out of Your Savings

Our dedicated Grow team members have crafted this guide to help you understand and maximize your savings options.

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September 9, 2021

Open a Money Market Account for Better Rates and Access to Your Money

If you’re looking to earn one of our most competitive rates but still be able to get your hands on your money when you need it, opening a Money Market Account is the perfect solution.

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January 12, 2023

Save More to Earn More With Money Market Accounts

Earn one of our most competitive rates while still maintaining access to your funds with a Money Market Account.

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March 11, 2024

Beyond Basic Savings: More Savings Options at Grow

Grow membership starts with a Basics Savings Account, but your savings options don’t stop there. We make saving easier with smart accounts and competitive dividends that help you make the most of what you’ve got.

Learn More

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: when you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Accounts are subject to approval.

1The APYs are accurate as of 01/01/2024 and may change without notice after the account is opened. This is a tiered account. Variable Rate Account. Fees could reduce earnings.