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Home Loans
Home Sweet Loan
Buying a home is a huge life event. Whether you’re buying your first home or your dream home, you’ll probably need a mortgage. That’s where we come in. We offer a variety of home loans to fit your needs at competitive rates.* Fixed-rate and adjustable-rate options. FHA, VA and USDA Loans. Jumbo loans, professional loans and mortgages with down payment assistance. We’ve got you covered no matter what you need.
Let’s Get Started
The homebuying process might seem complicated, especially if you’re a first-time homebuyer, but we’re here to make it simple. Our professional Real Estate Loan Officers can help you along the way, explaining all the complicated parts and working with you to find the ideal mortgage type for your situation.
We’re available Monday – Friday, 8am to 5pm.
800.839.6328, ext. 2694Ready to go?
Apply for a mortgage today.Did You Know?
Grow offers Adjustable Rate Mortgages as low as 4.875% APR*, ensuring you feel confident setting down roots. An Adjustable Rate Mortgage may be a good choice if you want to maximize your buying power and keep your payments lower during the first few years of your loan. Contact a Real Estate Loan Officers to determine which loan is the best fit to help you grow.
Choosing the Right Mortgage for You
Our various loan offerings get you one step closer to finding your way home.
Fixed Rate Mortgages
Fixed rate mortgages are the simplest. Your payment will not change over the life of your loan because your interest rate cannot change. These are among the most popular loans for those reasons.
Adjustable Rate Mortgage
Adjustable Rate Mortgages, ARMs, offer a lower starting interest rate and therefore, a lower monthly payment. Your rate and your payment may increase, though, as time goes on. ARMs are useful loans for a variety of circumstances.
Jumbo Loans
Need to borrow more than $726,200.00? A Jumbo Loan may be your answer. We offer a variety of Jumbo loans to meet your needs.
Unique Loans
We offer a number of unique loans that may fit your particular needs. Balloons, FHA, VA and others. Talk with us about your needs and we’ll help find a loan that is right for you.
Home Equity Loans
Home Equity loans let you borrow against the equity in your home. Looking to remodel? Finance a college education? Consolidate debt? Our Home Equity programs may be just the answer.
Fixed rate mortgages are the simplest. Your payment will not change over the life of your loan because your interest rate cannot change. These are among the most popular loans for those reasons.
Adjustable Rate Mortgages, ARMs, offer a lower starting interest rate and therefore, a lower monthly payment. Your rate and your payment may increase, though, as time goes on. ARMs are useful loans for a variety of circumstances.
Need to borrow more than $726,200.00? A Jumbo Loan may be your answer. We offer a variety of Jumbo loans to meet your needs.
We offer a number of unique loans that may fit your particular needs. Balloons, FHA, VA and others. Talk with us about your needs and we’ll help find a loan that is right for you.
Home Equity loans let you borrow against the equity in your home. Looking to remodel? Finance a college education? Consolidate debt? Our Home Equity programs may be just the answer.
How to Prepare for Your Upcoming Appointment:
Coming to see us soon? Make sure you have everything
you need prior to your appointment time.Proof of current residence address, or addresses, for the past two years.
Social security numbers for all borrowers.
Employment history for the past two years, including employer(s) name, address and phone number.
Income information for all borrowers, including salary, overtime, bonuses, commissions, interest/dividend, retirement income and any other regular source of income.
Price of the home you are buying, and how much you’d like to borrow.
The address of the property you are planning to purchase.
Bank and brokerage account information, including the institution name and current balances.
If you own any real estate, we’ll have some basic questions including, address, current market value, the amount you owe, the rental income you receive (if any), and what your monthly payment is.
Information about your current debts. We’ll ask for the name of the creditor, the account number, the current balance owing and the amount of your monthly payment.
Subject to credit approval.
Grow Financial mortgage loans are valid for the purchase or refinance of owner-occupied residential properties in the states of Florida, South Carolina, North Carolina, Georgia, Alabama and Tennessee including single-family detached, condominiums and townhomes. Not valid for the purchase of investment properties. Grow Financial mortgage loan rates are updated daily and available at growfinancial.org.
Subject to credit approval.
*Rate subject to increase after consummation. The rate is based on an evaluation of credit history, so your rate may differ. Not everyone qualifies. Annual Percentage Rate (APR)
Grow Financial Federal Credit Union: Rate TrackerGrow Financial mortgage loans are valid for the purchase or refinance of owner-occupied residential properties in the states of Florida, South Carolina, North Carolina, Georgia, Alabama and Tennessee including single-family detached, condominiums and townhomes. Not valid for the purchase of investment properties. Grow Financial mortgage loan rates are updated daily and available at growfinancial.org.
