Grow Financial Federal Credit Union


Open Your Checking Account Online

At Grow, we think giving you a choice of accounts is pretty cool. Each account is made for the way you manage your money. There’s Checkless Checking. Yes, checkless. Then there’s CashBack Checking, which is exactly as awesome as it sounds. But those aren’t the only surprises. Both accounts come with a Grow Visa® debit card and services like more than 70,000 surcharge-free ATMs across our network,1 online and mobile banking2 and direct deposit.

Benefits of Grow Checking Accounts

Both our checking accounts come with all the essentials you need for everyday banking.

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Convenient online and mobile banking

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Access to over 70,000 surcharge-free ATMs

Free direct deposits

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Opportunities for cash back

Choosing the Right Checking Account For You

We’ve made it easy to choose the right account based on how you spend your money. Whether you’re looking for a little cash back or extra convenience, our checking accounts help you thrive.


Ready to open an account?
Open a Checking Account

Personal Checking AccountsOverviewMinimum DepositDividend RateAnnual Percentage Yield (APY)
Grow Cashback Checking3Our checking pays you! You’ll earn an extra 5 cents for every qualifying swipe of your Grow Visa debit card. $0.000.00%0.00%
Grow Checkless Checking4A simple, no-cost way to keep track of your spending, with no paper checks and no nonsufficient funds fees.$0.00--

Open a Checking Account

To open your checking account online, all you have to do is answer a few simple questions about yourself.

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Enroll in Round Up, Give Back

As a Grow Debit Card holder, you’re eligible to join our Round Up, Give Back program, giving you access to exclusive rewards and charitable opportunities.


Keeping Your Finances In Check

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Become a Grow Member

Grow Financial is a credit union, not a bank. That means we put people before profit and do all we can to help our members thrive.

Learn More

Mobile Check Deposit: Snap a Picture, Deposit a Check

Do you know about our convenient mobile check deposit? It’s easier than ever to deposit checks to your account — without needing to stop by a Grow store.

Read More

The Credit Union Difference: Why Choose a Credit Union Over a Bank

Have you ever wondered what is the difference between a credit union and a bank?

Read more

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Accounts are subject to approval.

1There is no fee for transactions made at ATMs in the Grow Financial, CU24/CU HERE or CO-OP networks. Transactions from non-network ATMs will carry a $2.00 service charge, in addition to any fees charged by the operating institution.

2Additional data charges may apply. Please see your wireless carrier for more information.

3Earn a bonus of $0.05 per qualifying Grow Visa debit card transaction. Qualified Visa debit card transactions include signature or PIN based point-of-sale purchases, bill payment transactions made with your Grow Visa debit card, and online purchases. Excludes ATM withdrawals, deposits and transfers. No minimum balance is required to open the account or obtain the bonus.

4You cannot use paper checks on this account. Any check written will be returned unpaid, even if you have sufficient money in your account.