Grow Financial Federal Credit Union


Open Your Checking Account Online

Enjoy your choice of two checking options, each with perks and benefits designed for particular spending habits. Choose from Checkless Checking1, a simple, no-cost way to keep track of your money without paper checks, and CashBack Checking2, a member-favorite option that earns 5 cents back with every qualifying swipe.

Benefits of Grow Checking Accounts

Both our checking accounts come with all the essentials you need for everyday banking.

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Convenient online and mobile banking

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Access to over 70,000 surcharge-free ATMs

Free direct deposits

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Opportunities for cash back

Choosing the Right Checking Account for You

We’ve made it easy to choose the right account based on how you spend your money. Whether you’re looking for a little cash back or extra convenience, our checking accounts help you thrive.

Personal Checking AccountsOverviewMinimum DepositDividend RateAnnual Percentage Yield (APY)
Grow Cashback Checking3 Our checking pays you! You’ll earn an extra 5 cents for every qualifying swipe of your Grow Visa® debit card.$0.000.00%0.00%
Grow Checkless Checking4A simple, no-cost way to keep track of your spending, with no paper checks and no nonsufficient funds fees.$0.00--
OverviewOur checking pays you! You’ll earn an extra 5 cents for every qualifying swipe of your Grow Visa® debit card.
Minimum Deposit$0.00
Dividend Rate0.00%
Annual Percentage Yield (APY)0.00%

Open Your Checking Account Online

New to Grow Checking?

First things first — let’s make sure you’re set up with a Grow Basic Savings Account. Consider that account your key to unlocking our entire world of financial services and resources. Once you’ve opened a savings account with Grow, you can open a checking account too. Yep, it’s that simple!

Already Have a Grow Savings Account?

If you already have a savings account with Grow, go ahead and log into your online banking portal. There, you’ll be able to open a checking account with a quick and easy application process.

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Enroll in Round Up, Give Back

As a Grow Debit Card holder, you’re eligible to join our Round Up, Give Back program, giving you access to exclusive rewards and charitable opportunities.


Keeping Your Finances In Check

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Become a Grow Member

Grow Financial is a credit union, not a bank. That means we put people before profit and do all we can to help our members thrive.

Mobile Check Deposit: Snap a Picture, Deposit a Check

Do you know about our convenient mobile check deposit? It’s easier than ever to deposit checks to your account — without needing to stop by a Grow store.

The Credit Union Difference: Why Choose a Credit Union Over a Bank

Have you ever wondered what is the difference between a credit union and a bank?

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What does this mean for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Accounts are subject to approval.

1There is no fee for transactions made at ATMs in the Grow Financial, CU24/CU HERE or CO-OP networks. Transactions from non-network ATMs will carry a $2.00 service charge, in addition to any fees charged by the operating institution.

2Additional data charges may apply. Please see your wireless carrier for more information.

3Earn a bonus of $0.05 per qualifying Grow Visa debit card transaction. Qualified Visa debit card transactions include signature or PIN based point-of-sale purchases, bill payment transactions made with your Grow Visa debit card, and online purchases. Excludes ATM withdrawals, deposits and transfers. No minimum balance is required to open the account or obtain the bonus.

4You cannot use paper checks on this account. Any check written will be returned unpaid, even if you have sufficient money in your account.