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Checking
Open Your Checking Account Online
At Grow, we think giving you a choice of accounts is pretty cool. Each account is made for the way you manage your money. There’s Checkless Checking. Yes, checkless. Then there’s CashBack Checking, which is exactly as awesome as it sounds. But those aren’t the only surprises. Both accounts come with a Grow Visa® debit card and services like more than 70,000 surcharge-free ATMs across our network,1 online and mobile banking2 and direct deposit.
Benefits of Grow Checking Accounts
Both our checking accounts come with all the essentials you need for everyday banking.
Convenient online and mobile banking
Access to over 70,000 surcharge-free ATMs
Free direct deposits
Opportunities for cash back
Choosing the Right Checking Account For You
We’ve made it easy to choose the right account based on how you spend your money. Whether you’re looking for a little cash back or extra convenience, our checking accounts help you thrive.
Ready to open an account?
Open a Checking AccountPersonal Checking Accounts Overview Minimum Deposit Dividend Rate Annual Percentage Yield (APY) Grow Cashback Checking3 Our checking pays you! You’ll earn an extra 5 cents for every qualifying swipe of your Grow Visa debit card. $0.00 0.00% 0.00% Grow Checkless Checking4 A simple, no-cost way to keep track of your spending, with no paper checks and no nonsufficient funds fees. $0.00 - - Open a Checking Account
To open your checking account online, all you have to do is answer a few simple questions about yourself.
Enroll in Round Up, Give Back
As a Grow Debit Card holder, you’re eligible to join our Round Up, Give Back program, giving you access to exclusive rewards and charitable opportunities.
LEARN MOREKeeping Your Finances In Check
Become a Grow Member
Learn MoreGrow Financial is a credit union, not a bank. That means we put people before profit and do all we can to help our members thrive.
Mobile Check Deposit: Snap a Picture, Deposit a Check
Read MoreDo you know about our convenient mobile check deposit? It’s easier than ever to deposit checks to your account — without needing to stop by a Grow store.
The Credit Union Difference: Why Choose a Credit Union Over a Bank
Read moreHave you ever wondered what is the difference between a credit union and a bank?
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Grow Checking Accounts are subject to ChexSystems® approval.
1There is no fee for transactions made at ATMs in the Grow Financial, CU24/CU HERE or CO-OP networks. Transactions from non-network ATMs will carry a $2.00 service charge, in addition to any fees charged by the operating institution.
2Additional data charges may apply. Please see your wireless carrier for more information.
3Earn a bonus of $0.05 per qualifying Grow Visa debit card transaction. Qualified Visa debit card transactions include signature or PIN based point-of-sale purchases, bill payment transactions made with your Grow Visa debit card, and online purchases. Excludes ATM withdrawals, deposits and transfers. No minimum balance is required to open the account or obtain the bonus.
4You cannot use paper checks on this account. Any check written will be returned unpaid, even if you have sufficient money in your account.
