Grow Financial Federal Credit Union

& Fees

Our Low Credit Union Interest Rates Help You Earn More & Pay Less

That’s another way we put people before profit. Whether it’s through higher dividend rates on savings or lower interest rates on car loans and mortgages, you’re the one who benefits.

We don’t want to charge fees either, so we make it easy for you to understand what fees you may be charged and how to avoid them. It’s what makes us one of the best credit unions in Florida. View the Fee Schedule.

Quality Service at Any Rate

Whether you’re getting a loan for a new car or putting away money in your savings account, our Grow team is dedicated to giving you the care you deserve every step of the way.

Earn Cash Back On Your Checking

With us, you’ll even earn money on your checking account and have the convenience of a Grow Visa® debit card.

Personal Checking AccountsOverviewMinimum DepositDividend RateAnnual Percentage Yield (APY)
Grow CashBack Checking1Our checking pays you! You’ll earn an extra 5 cents for every qualifying swipe of your Grow Visa Debt debt card. $0.000.00%0.00%1
Grow Checkless Checking2Checking without checks? We have the technology! Checkless Checking offers a simple, basic way to keep track of your spending, without checks or nonsufficient funds fees. $0.00--
OverviewOur checking pays you! You’ll earn an extra 5 cents for every qualifying swipe of your Grow Visa Debt debt card.
Minimum Deposit$0.00
Dividend Rate0.00%
Annual Percentage Yield (APY)0.00%1

Accounts are subject to approval.

1Annual Percentage Yield. Grow CashBack Checking is a variable rate account. The APY may change without notice after the account is opened. You will earn a cash back bonus of $0.05 per qualifying Grow Visa debit card transaction. Qualified debit card transactions include signature or PIN based point-of-sale purchases, bill payment made with your Grow Visa debit card, and online purchases. Excludes ATM withdrawals, deposits and transfers. We will deposit your cash back bonus earnings the last day of the month. Fees could reduce earnings on the account. The APY is accurate as of 07/01/2020 and may change without notice.

2You cannot use paper checks on this account. Any check written will be returned unpaid, even if you have sufficient money in your account.

Grow Visa Debit Card Point-of-Sale Transaction Limitation
Based on your account relationship the daily limit for purchases ranges from $3,000 to $7,500. This applies to all types of checking accounts.

Home Loans That Will Keep Your Home Happy

A home loan can often be the biggest debt you have. Our rates can make it easier to manage.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What does this mean for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.