Grow Financial Federal Credit Union


We Can Help You Grow Your Business

From commercial real estate loans to business lines of credit, you can find the financing you need for your business right here at Grow, with low fees and competitive rates.

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Commercial Real Estate 101: Owner-Occupied Loans vs. Investment Loans

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Business Credit Card vs. Business Line of Credit

Own Your Location

Maybe you want to move to a new location, open a second one or break free from leasing. When you’re ready to expand your business, you’ll need a commercial real estate loan that works for you. Our loans are designed to make your business more profitable, not ours —with flexible terms, no application fees and no prepayment penalties.

Get The Right Tools For The Job

Sometimes, you’ve gotta upgrade your equipment. Whether you need computers, freezers, delivery trucks — you name it, we’ll help you get it. Equipment or vehicle loans can be customized to fit the needs of your business. With every loan, you’ll always get flexible terms, no application fees and no prepayment penalties.

Go With The Cash Flow

Strapped for cash? Make it a thing of the past. Keep your day-to-day operations running smoothly, navigate the off-season or manage unexpected expenses with a Business Line of Credit. Talk to us about what you need to do, and we’ll help you figure out the right way to get it done.

From One Local Business To Another

When it comes to business lending, we offer a unique perspective — we’re a local business too. Our Commercial Loan Officers live and work in the communities we serve, so we know that helping you grow your business improves the community for all of us. You won’t have to explain your business needs to a half-dozen people before your loan can get approved, because our decision-makers are right around the corner in both our Tampa Bay and South Carolina areas. Sitting on hold for an hour or more? Nope. You’ll have a dedicated team here to help you with any of your business banking needs, from everyday banking to business financing. Ready to learn more about financing your business?

Commercial real estate loans, equipment loans, vehicle loans, business credit cards and business lines of credit are all common financing options for small businesses. Grow Financial provides financing for small businesses and can help you determine what you need to fit your business goals.

When you apply for a business loan, we’ll review your business’s financial statements, tax returns for the last two years and some personal financial information.

With a regular loan, you get a lump sum of money then pay it back with principal and interest. Simple enough, right? Well, with a line of credit, you use funds as needed (up to your limit), and most of the time, the minimum payment will be the interest on what you’ve spent. Business owners can use a line of credit in different ways. Some use it to cover short-term operating expenses, like payroll, when needed based on their cash flow. Others use their line of credit for a major renovation or upgrade.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What does this mean for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Subject to credit approval.