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Membership
Let's Do This Together
Grow is different. We’re not a bank. We’re a credit union, which means we’re a not-for-profit owned by our members. Instead of being obligated to increase profits for stockholders, we’re dedicated to serving members. That shows in everything we do—like in the rates we can offer, the service we provide when you’re buying a home or the help we give when you’re saving for retirement.
If you’re looking to become a member of our family, joining is easy. All it takes is $1 and you get all the benefits of membership in a credit union.¹
Credit Unions vs. Banks
Learn what makes credit unions different and how we can help you grow.
Play VideoAbout Grow
Ever since we were founded in 1955, Grow has always been more about people than profit. Since banks back then didn’t really understand how to work with service members, a group of civilian employees at MacDill Air Force Base in Tampa decided base personnel needed their own credit union. These employees cleared out a broom closet and the MacDill Air Force Base Federal Credit Union was born. The next couple of decades were a boom time for the Sunbelt, and our credit union welcomed all kinds of people, not just military personnel. As we grew with the community, we became Grow. The name reflected the essence of who we are and what we set out to do—help people grow. Personally. Professionally. Financially. And after 60 years, we’re just getting started.
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
¹Membership requires purchasing a share in the credit union for $1.
How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
Pay Online
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
Log In
- Debit Card or ACH (Available for auto, personal and home equity loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees or Mastercard® and Visa® debit cards with a convenience fee of $4.95. To get started with an online ACH or debit card payment, select Pay Now below.
Pay Now
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card and personal loan payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466Address for mortgage and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733You Are About To Leave GrowFinancial.org
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