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Personal
LoansAdding Flexibility To Your Finances
Whenever you need extra cash, Grow is ready to help with our suite of personal loans. Our personal loans are designed to give your finances flexibility should a need or opportunity arise by offering a variety of amounts and payment schedules. Whether you need simple overdraft protection, you’re building your credit or making a large purchase, or you have just about any other financial need, Grow personal loans are available to all creditworthy members in good standing.
Overdraft Protection
We offer Overdraft Protection from a minimum of $500 to a maximum of $1,000. This is an unsecured, revolving loan that is only available to cover an overdraft and is transferred to a member’s account in increments of $50.
Share Secured Loans
With a Share Secured Loan, members can borrow up to 100% of the funds they have on account with Grow. Loans come with a variable interest rate when you borrow against a Basic Savings Account or Club Account, and a fixed rate when borrowing against a Certificate Account.
Signature Loans
For creditworthy members, we offer our Signature Loans, unsecured personal loans available in amounts starting at $500 to meet any financial need.
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Subject to credit approval.
How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
Nobody likes paying bills. We get it. That’s why at Grow, we make it as painless as possible to pay your loan every month. You can even choose how to do it.
Pay From Another Credit Union or Bank
You have two ways to pay by transferring funds online from another institution.
- Debit Card or ACH
We accept both Mastercard® and Visa® debit cards and ACH. With debit cards you’ll also pay a convenience fee of $4.95. To make a loan payment other than your mortgage or Grow Visa® credit card, click the button below.
- Grow Online Banking
You can make one-time payments or set up automatic recurring payments in your Grow Online Banking account. Simply select “Transfer/Payments” from the menu. And if you’re not enrolled in Grow Online Banking, you can set up your account in just a few minutes.
Pay by Mail
You can also pay your loan by check through the mail. Please remember to include your account number and Grow loan number on the check.
Send auto, credit card and personal loan payments to:
Grow Financial Federal Credit Union
P.O. Box 10006
Irmo, SC 29063-5006Send home loan and home equity payments to:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733You Are About To Leave GrowFinancial.org
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