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Personal Savings
You'll Thank Yourself Tomorrow
For Saving Today
To us, saving isn’t about giving things up. It’s not about cutting out your morning coffee just so you can hand that money to a bank. At Grow, we think you should be able to have your craft beer and a new home, too. It’s about us investing our profits in you, with higher dividend rates on your savings so you can enjoy today while saving for tomorrow. It’s about offering a variety of accounts to fit your financial needs. We can even help you avoid account service fees, so you keep more and save faster.
Learn how to save and watch your money grow.
Play VideoHow Our Basic Savings Account Works
With our Basic Savings Account, you’ll put away money faster than you thought possible. You start with a $1 initial deposit. Then you can make deposits through payroll distribution, direct deposit, online, by mail, or face-to-face at one of our friendly store locations. You’ll earn dividends and be credited quarterly. And, as a member you may qualify for other products and services. You can even use your Basic Savings Account for overdraft protection¹ on a Grow CashBack Checking Account or Checkless Checking Account.
Youth Savings Account
The Bugg Club is a fun and unique way to help little ones learn the value of money and the importance of saving.
Health Savings Account
An HSA from Grow allows you to save tax-deductible contributions for qualified health expenses.2
Money Market & Certificate Accounts
You get some of our best rates with our Money Market & Certificate Accounts so your money can really grow.
Individual Retirement Accounts
Your retirement is out there, and our retirement accounts can help you grab onto it.
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Grow Savings Accounts are subject to ChexSystems® approval.
1A $5 fee will be charged each time funds are transferred from your Basic Savings Account to your checking account. There is a limit of 6 transfers per month in accordance with Federal Reserve Regulation D.
2Determining eligibility for an HSA and the amounts contributed are strictly the responsibility of the member. Consult your tax advisor.
How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
Nobody likes paying bills. We get it. That’s why at Grow, we make it as painless as possible to pay your loan every month. You can even choose how to do it.
Pay From Another Credit Union or Bank
You have two ways to pay by transferring funds online from another institution.
- Debit Card or ACH
We accept both Mastercard® and Visa® debit cards and ACH. With debit cards you’ll also pay a convenience fee of $4.95. To make a loan payment other than your mortgage or Grow Visa® credit card, click the button below.
- Grow Online Banking
You can make one-time payments or set up automatic recurring payments in your Grow Online Banking account. Simply select “Transfer/Payments” from the menu. And if you’re not enrolled in Grow Online Banking, you can set up your account in just a few minutes.
Pay by Mail
You can also pay your loan by check through the mail. Please remember to include your account number and Grow loan number on the check.
Send auto, credit card and personal loan payments to:
Grow Financial Federal Credit Union
P.O. Box 10006
Irmo, SC 29063-5006Send home loan and home equity payments to:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733You Are About To Leave GrowFinancial.org
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