Grow Financial Federal Credit Union

Personal Savings

You'll Thank Yourself Tomorrow
For Saving Today


To us, saving isn’t about giving things up. It’s not about cutting out your morning coffee just so you can hand that money to a bank. At Grow, we think you should be able to have your craft beer and a new home, too. It’s about us investing our profits in you, with higher dividend rates on your savings so you can enjoy today while saving for tomorrow. It’s about offering a variety of accounts to fit your financial needs. We can even help you avoid account service fees, so you keep more and save faster.

How Our Basic Savings Account Works

With our Basic Savings Account, you’ll put away money faster than you thought possible. You start with a $5 initial deposit, plus a $5 one-time, non-refundable membership fee. Then you can make deposits through payroll distribution, direct deposit, online, by mail, or face-to-face at one of our friendly store locations. You’ll earn dividends and be credited quarterly. And, as a member you may qualify for other products and services. You can even use your Basic Savings Account for overdraft protection¹ on a Grow CashBack Checking Account or Checkless Checking Account.

Youth Savings Account

The Bugg Club is a fun and unique way to help little ones learn the value of money and the importance of saving.

Learn About Youth Savings

Health Savings Account

An HSA from Grow allows you to save tax-deductible contributions for qualified health expenses.2

Learn About Health Savings

Money Market & Certificate Accounts

You get some of our best rates with our Money Market & Certificate Accounts so your money can really grow.

Learn About Money Markets & Certificates

Individual Retirement Accounts

Your retirement is out there, and our retirement accounts can help you grab onto it.

Learn About Retirement Accounts

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Grow Savings Accounts are subject to ChexSystems® approval.

1A $5 fee will be charged each time funds are transferred from your Basic Savings Account to your checking account. There is a limit of 6 transfers per month in accordance with Federal Reserve Regulation D.

2Determining eligibility for an HSA and the amounts contributed are strictly the responsibility of the member. Consult your tax advisor.