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Club Account
Your Next Goal Starts Here
Big plans deserve a dedicated savings account. Whether you’re saving for a dream vacation, milestone celebration or home project, a Club Account helps you save with purpose. Open one with as little as $5 and start working toward what’s next.
A Club for Everyone
Holidays
Financial stress doesn’t have to be a holiday tradition. Save for holiday spending now so you can enjoy the season later.
College
From decorating your dorm to stocking up on textbooks, college expenses can add up fast. Use your Club Account to help prepare for all your university needs.
Vacation
Whether it’s hiking up a mountain or winding down poolside, make your dream vacation a reality when you save with a Club Account.
More About Joining the Club
You’re always welcome in our clubs. Learn more about starting your own below.
Learn MoreSave For Life’s Big Moments With a Club Account
We know you have big financial goals, so odds are, you save money for more than one thing at a time. And like most people, you probably have some specific life events on your horizon.
Learn MorePlan Ahead for Holiday Spending with a Club Account
The winter holiday season is a time for joy, family and festivities, but it often comes with a hefty price tag. Many of us end up doing our holiday spending a bit too freely, leading to financial stress come January. Get ahead with a Club Account so you can enjoy the holidays without overspending.
Learn More5 Budgeting Tips to Make Managing Your Finances Easier
If you’re like most people, you don’t particularly enjoy managing your monthly budget. Maybe you’ve even given up budgeting altogether because it was too tedious. We hear you! Here are five budgeting tips to help spark the savings flame:
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: when you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Lost or Stolen Card?
We’re here to help. If your card has been misplaced or stolen, we’ll act quickly to protect your account. You can report a missing card in the following ways:
Online and Mobile Banking
Log in and follow these three easy steps:
- From the menu, select Tools
- Select Card Manager
- Report your card as Lost or Stolen*
By phone or at a Grow store
Call 800.839.6328 to speak to a team member or let us know in person at any Grow store.Notice: Taking these steps will immediately cancel your card to prevent unauthorized transactions. If you find your card later after reporting it lost or stolen, it cannot be reactivated.
*The selected card will be canceled and removed from Manage Cards when it is reported as lost. Once your new card has been issued, it will be available in Manage Cards. The replacement card will have a new card number. Your replacement card will be sent to the mailing address on your account, and you should receive it within 7 to 10 business days.
How to Find Your Routing & Account Numbers
When setting up direct deposit, making an electronic payment or transferring money between financial institutions, you’ll typically need two unique numbers:
- Grow’s routing number: 263182914
- Your account number for external transfers and direct deposit
For direct deposits, ACH payments, external account transfers, military allotments, tax refund direct deposit, wire transfers and other transactions outside of Grow, use the Account Number (For External Transfers and Direct Deposit).
When another company, employer or financial institution asks for your Account Number, this is the number they need. Be sure to include all the zeros at the beginning of your Account Number.
Where to find your Account Number
Locate your full account number in just a few steps using Grow Online or Mobile Banking.*
- Log in and select the correct account from your dashboard overview.
- Select Account Details above your transaction activity list.
- Locate the number labeled Account Number (For External Transfers and Direct Deposit).
You will also find Grow’s routing number and your Account Number on a check. as shown on the Grow check example below.
Understanding the difference between your Member Number and Account Number
When viewing your account details in Grow Online Banking or Mobile Banking, you’ll also see your Member Number (For Internal Transfers Only). This number is used within Grow and may include a suffix such as:
- -0001 for a Basic Savings account
- -0015 for a Checking account
These suffixes help us identify different account types within your membership.
You can use your Member Number for:
- Setting up internal transfers to another Grow member
- Resetting your online banking username or password
Remember, don’t use your Member Number (For Internal Transfers Only) when setting up transactions with another financial institution, or the transactions may not go through.
Need help?
If you don’t have checks or access to online banking, we’re happy to help. Contact us for assistance finding your account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
Pay Online
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
Log In
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees, consumer Mastercard® and Visa® debit cards with a convenience fee of $4.95, or commercial Mastercard® and Visa® debit cards with a convenience fee of 2.95% of the payment amount. To get started with an online ACH or debit card payment, select Pay Now below.
Pay Now
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733You Are About To Leave GrowFinancial.org
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