Grow Financial Federal Credit Union

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Refinancing
Your Car

Hit The Road With A Better Credit Union Car Loan


You and your car have been everywhere, done everything and shared some great memories. But if there’s one thing you could change, it’d be those monthly payments. We understand. No relationship is perfect. Grow can help by refinancing an auto loan and lowering your monthly expenses. Refinancing means Grow will replace the terms of an existing loan agreement, helping you save more in the long run.

In as little as 60 seconds, you could qualify for a lower rate, and lower monthly payments, on your auto loan. Maybe some relationships can be perfect.

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Why You Should Refinance With Grow

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Lower interest rate

No matter when you got your last loan, better interest rates may already be available today! Refinancing with a lower rate means you’ll pay less in interest, saving you money over the life of your auto loan.

Lower monthly payment

One of the most popular reasons for a refinance is to get a lower monthly payment. If you’re able to get a lower rate but keep the same term on your loan, your monthly payment could go down significantly, lowering your regular auto expenses.

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Fewer monthly payments

When you refinance your auto loan, you can also choose a new term for your loan based on your priorities.

Get Help Refinancing Your Ride

We know how important a vehicle is, which is why we make refinancing your ride as easy as possible. Follow this step-by-step guide, and always feel free to reach out to our dedicated Grow team for extra support along the way.

Apply online

It only takes minutes for most customers.

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Get a quick decision

Most applicants get a credit decision in as little as 60 seconds.

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Your rate Is locked

Apply to refinance and lock your rate for 30 days upon approval.

Apply For An Auto Loan

To apply for your easy online loan, all you have to do is answer a few simple questions about yourself.

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Explore All the Ways We Can Help You Grow

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We're Here To Help

Have a question about refinancing your vehicle? Our team members are here to help via phone, email or real-time chat.

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Find a Grow Financial Location

Find a Grow store in your neighborhood to chat in person about refinancing your vehicle.

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Fewer Fees, Better Rates

From offering lower interest rates for refinancing your car to helping you avoid fees, we always put people before profit.

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Refinance Today, Hit The Open Road Tomorrow

Our dedicated Grow team members have crafted a resource guide to help you through every step of refinancing your vehicle.

See All Blogs
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February 9, 2022

Should I Refinance? Benefits of Refinancing Your Mortgage or Auto Loan

You may love your car or your home, but how much are you paying for it? Is your monthly payment more than you think it should be?

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December 8, 2020

It’s Time For Low-Rate Auto Loans or Auto Refinance

Are you in the market for a new ride? Whether you’re shopping new or used vehicles, Grow offers easy financing with quick preapprovals.

Learn More
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September 9, 2021

One Auto Loan Hack That Saves You Money

One simple change to the way you pay can cut hundreds (or more) off your auto loan. We’ve got an auto loan hack that saves you money.

Learn More

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Subject to credit approval.

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