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Invest Your Way With Our Help
No two investors are alike. Sure, they all want their money to grow. But that’s about all they have in common. Some want to take it slow and build over time. Others need to protect what they already have.
Grow has contracted with CUSO Financial Services, L.P. (CFS), to provide investment services, so we’re here for you no matter where you are. With the help of CFS Financial Advisors, you’ll get a plan that fits your goals and priorities so you can get from where you are now to where you want to be. Consultations are available both in person at select Grow stores and virtually.
Get Started With Retirement Planning
Get Help With Retirement
We can help with long-term investing for retirement and help structure your investments once you’re in retirement.
Are Taxes Taking Too Much of Your Investments?
We know. By reviewing your financial plan, we can help protect the money you’ve worked so hard to build up.
Protecting Your Future
We can help you get ready for whatever is coming your way by helping you plan for your children’s education or your long-term care.
Put Your Retirement Assets to Work
We can help analyze and consolidate your IRA, 401(k), 403(b) and 457 accounts, so you avoid overlaps and gaps in your investment portfolio.
Start Planning Your Future, Today
The earlier you start planning for your retirement, the more you can watch your investments grow. Watch the video to learn more about your retirement options.
Explore All the Ways We Can Help You Grow
Providing Members With Better Rates and Lower Fees
Here at Grow, we make sure our members benefit first. From offering higher dividend rates to helping you avoid fees, we always put people before profit.
Here for Every Stage of Life
Our education, life insurance and retirement calculators help you build a financial plan for life’s next step.
Protecting Your Future With a Team You Can Trust
Connect with a CFS Financial Advisor to help plan your will, trusts and beneficiary assignments.
Invest in a Better Future
Our blog provides everything you need to know about investing, giving you the tools today to thrive tomorrow.See All BlogsFebruary 9, 2022
Changing Jobs? Check Your 401(k) Rollover Options
When you leave a job, you’re entitled to a distribution of your retirement account funds, which includes your own contributions, employer contributions that have satisfied your plan’s vesting schedule and any investment earnings on those amounts.February 23, 2021
Estate Planning Basics: Wills, Trusts and More
To ensure that your legacy reaches your heirs as you intend, you must make the proper estate planning arrangements now.October 21, 2019
Life Insurance Basics
Proper life insurance coverage should provide you with peace of mind, since you know that those you care about will be financially protected after you die.
Check the background of your Financial Advisor with FINRA’s BrokerCheck.
Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. For specific tax advice, please consult a qualified tax professional.
How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees or Mastercard® and Visa® debit cards with a convenience fee of $4.95. To get started with an online ACH or debit card payment, select Pay Now below.
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466
Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733
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