Grow Financial Federal Credit Union

Business
Rates & Fees

Helping Businesses Grow is What We Do

Let’s get you where you want to grow, with the right rates on savings or checking accounts or our Grow Visa® Business Rewards Credit Card.

To make sure your money stays where it belongs, we also make it easy for you to understand what fees you may be charged and how to avoid them. View the Business Fee Schedule.

Business Savings AccountsMinimum DepositDividend RateAnnual Percentage Yield (APY)
Business Savings$1.000.10%0.10%1
Money Market AccountsDividend RateAnnual Percentage Yield (APY)
Balance less than $1,0000.00%0.00%2
Balance of $1,000 to $9,999.990.20%0.20%2
Balance of $10,000 to $24,999.990.25%0.25%2
Balance of $25,000 to $49,999.990.40%0.40%2
Balance of $50,000 to $99,999.990.70%0.70%2
Balance over $100,0000.80%0.80%2
Certificate AccountsDividend Rate $500 - $99,999.99Annual Percentage Yield (APY) $500 - $99,999.99Dividend Rate $500 - $99,999.99Annual Percentage Yield (APY) $100,00+
6 - 11 months0.85%0.85%30.95%0.95%3
12 - 17 months1.34%1.35%31.44%1.45%3
18 - 23 months1.44%1.45%31.54%1.55%3
24 - 29 months1.59%1.60%31.69%1.70%3
30 - 35 months1.64%1.65%31.74%1.75%3
36 - 47 months1.69%1.70%31.79%1.80%3
48 - 59 months1.79%1.80%31.88%1.90%3
60 months1.88%1.90%31.98%2.00%3

1The APY quoted is effective as of 7/1/2009 and is subject to change. The APY may change after the account is opened. This is a variable rate account. Fees could reduce earnings. Minimum opening deposit of $1.00.
2The APY quoted is effective as of 9/1/2019 and is subject to change. The APY may change after the account is opened. This is a tiered variable rate account. Fees could reduce earnings.
3The APY quoted is effective as of 11/13/2019 and is subject to change. The APY may change after the account is opened. Fees could reduce earnings. A penalty may be imposed for early withdrawals. If the Account is opened with $100,000 or more, you must maintain a daily balance of $100,000 in your Account each day to obtain the disclosed APY. If the Account is opened with less than $100,000, you must maintain a minimum daily balance of $500.00 in your Account each day to obtain the disclosed APY. If your Account falls below the minimum balance requirements, your Account will be closed.

Grow Savings Accounts are subject to ChexSystems® approval.