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1Business Checking Account $300 Deposit Bonus Offer: Open or fund a Grow Business Checking Account and earn a $300 bonus when you make a single lump sum deposit of $15,000 from an external source between 09/22/2026 and 10/30/2026 and maintain the qualifying deposit balance for 60 days from the date of deposit. Internal transfers from another Grow account do not qualify. Offer is available to eligible new business members who (1) open a an eligible Business Checking Account and make a single qualifying deposit during the offer period, or (2) already maintain an eligible business checking account, have received an invitation to participate in this offer and make a qualifying deposit during the offer period. New accounts opened by existing business members who had a business account prior to the offer start date do not qualify. If the qualifying deposit is returned or reversed during the 60-day maintenance period, the account will not qualify. Once requirements are satisfied, the $300 bonus will be deposited into the savings account associated with the business checking account within 30 days. Limit one bonus per member/business. Bonus is considered interest and will be reported to the IRS on Form 1099-INT. Offer cannot be combined with any other business checking offer. Business checking accounts are subject to approval and account terms and conditions. Grow Financial reserves the right to modify or discontinue this offer at any time without notice.

2Eligible businesses may receive three months of ACH Origination and/or Remote Deposit Capture services at no charge through Grow Financial Treasury Services. This benefit is administered separately from the Business Checking Account $300 Deposit Bonus Offer and is subject to applicable Treasury Services enrollment requirements, terms, conditions and approval.