Grow Financial Federal Credit Union

Money Market
& Certificate Accounts

Higher Balances Deserve
Higher Rates


Save long enough and you just may grow a nice chunk of change. In today’s world, we know how hard that can be, so we think that effort should earn you a higher dividend rate. That’s why our Money Market, Certificate and IRA Certificate Accounts come with the most competitive dividends we offer. So, the more you save, the more you earn, and the faster your money grows.

Money Market Account

You don’t need to have a rich uncle to get a great dividend. With a balance of just $1,000 or more, you can earn one of our most competitive rates and still be able to get your hands on your money when you need it. A Money Market Account is great for stashing money you may need.

Certificate Account

If you have any amount over $500 that doesn’t fit under your mattress anymore, you can open a Certificate Account.1 You choose how long, from six months to five years and your money grows steadily as dividends compound throughout the term.

IRA Certificate Account

Since you won’t need your retirement savings for a few decades, our IRA Certificate Account offers our most attractive rates. With balances of $500 or more, you get the best of everything—the security of a Certificate Account1 plus potential tax advantages2 that could really make your savings grow faster.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Grow Savings Accounts are subject to ChexSystems® approval.

1A penalty will be imposed for early withdrawals.

2Certain restrictions apply. Not all taxpayers are eligible. Consult your tax advisor.