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Cards
The Card You Need,
The Rewards You Want
For most people, choosing a credit card comes down to how they plan to use it. Are you a frequent swiper who likes getting cash back? There’s a credit card for that. Prefer rewards points instead? We’ve got ‘em. Looking for simplicity and the lowest possible rates? There’s a card for that too.
Already Applied?
View Your ApplicationBenefits of a Credit Union Credit Card
Our credit cards come with all the features you’d expect, plus added benefits from Visa, including purchase protection, travel and emergency assistance, extended guarantees, monthly credit progress tracking, and more. Check out the full Visa benefits guide here.
No annual or balance transfer fees1
Credit score reports
Fraud Liability Protection
Rewards points and cash back
Online and mobile banking2
Choosing the Card for You
No matter what you’re looking to get out of your credit card, we’re here to help you choose the card that works best for you.
Grow Visa Rewards Credit Card
Apply for this cardOur top pick for frequent card users, this card earns rewards on every swipe. Take those points and redeem them for gift cards, travel and other perks from the Grow Rewards Catalog. Plus, enjoy an intro APR period for the first six months.
Grow Visa Cash Rewards Credit Card
Apply for this cardPrefer cash over points? This is the card for you. Earn 1 point per $1 spent, with no spending limits. That means there’s no cap on the cash back you can earn, so you’ll cash in on every dollar you spend — even paying bills.
Grow Visa Preferred Credit Card
Apply for this cardIf you like simplicity and value, the Grow Visa® Preferred Credit Card has both. With our lowest intro APR range for both balance transfers and purchases, this card is popular for both debt consolidation and everyday spending.
Grow Visa Preferred Secured Credit Card
Apply for this cardIs your credit score not quite where it needs to be? We designed the Grow Visa Preferred Secured Credit Card for our members who want to improve their credit. Secured by funds in your savings account, this card is a great tool to help you build a positive credit history and credit score.
Our top pick for frequent card users, this card earns rewards on every swipe. Take those points and redeem them for gift cards, travel and other perks from the Grow Rewards Catalog. Plus, enjoy an intro APR period for the first six months.
Apply for this card
Prefer cash over points? This is the card for you. Earn 1 point per $1 spent, with no spending limits. That means there’s no cap on the cash back you can earn, so you’ll cash in on every dollar you spend — even paying bills.
Apply for this card
If you like simplicity and value, the Grow Visa® Preferred Credit Card has both. With our lowest intro APR range for both balance transfers and purchases, this card is popular for both debt consolidation and everyday spending.
Apply for this card
Is your credit score not quite where it needs to be? We designed the Grow Visa Preferred Secured Credit Card for our members who want to improve their credit. Secured by funds in your savings account, this card is a great tool to help you build a positive credit history and credit score.
Apply for this cardGet the Credit Card Rates You Deserve
The less you pay in interest on your credit cards, the better you can manage your money. Our low rates on Grow Visa credit cards can help.
Visa Rewards Visa Cash Rewards Visa Preferred Visa Preferred Secured Intro Offer Introductory Rate as low as 1.99% to 8.99% APR. The introductory rate is effective for the first six billing cycles for purchases and balance transfers. None Introductory Rate as low as 1.99% to 4.99% APR. The introductory rate is effective for the first six billing cycles for purchases and balance transfers. Introductory Rate as low as 1.99% to 4.99% APR. The introductory rate is effective for the first six billing cycles for purchases and balance transfers. Annual Percentage Rate (APR) After the introductory period expires, or if you do not qualify for an introductory rate, your standard APR will range between 16.49% to 17.99%1 for purchases and balance transfers. This is a variable rate. Annual Percentage Rate as low as 17.99%1 for purchases and balance transfers. After the introductory period expires, or if you do not qualify for an introductory rate, your standard APR will range between 12.24% to 17.99%1 for purchases and balance transfers. This is a variable rate. After the introductory period expires, or if you do not qualify for an introductory rate, your standard APR will range between 12.24% to 17.99%1 for purchases and balance transfers. This is a variable rate. Earns Rewards 1 point per $1 spent 1 point per $1 spent None None Annual Fee $0 $0 $0 $0 Find A Card You Like?
Already Applied?
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Enroll in Round Up, Give Back
As a Grow Credit Card holder, you’re eligible to join our Round Up, Give Back program, giving you access to exclusive rewards and charitable opportunities.
Learn MoreGive Yourself More Credit
Free Credit Card Education To Grow Your Credit
Learn About Your ScoreWhether you’re financing a new vehicle, looking to buy your dream home or making everyday purchases, our credit education helps you reach your financial goals.
Develop These Four Habits to Improve Your Credit
Read BlogMost of us care about improving our credit scores, not only because boosting your credit score feels like a personal win, but also because it helps you get better interest rates on new credit and saves you money over time.
Save Money and Pay Off Debt Faster With a Grow Visa Preferred Credit Card
Read blogLearn more about fee-free balance transfers with a Grow Visa Preferred Credit Card, offering competitive rates that may be lower than your other credit cards.1
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Credit cards are subject to credit approval.
1The APR will not exceed 18.00%. If the minimum monthly payment is 60 days late twice in a twelve month period, the rate will revert to a default rate of 18.00% for six (6) billing cycles. Other APRs: Cash Advances 18.00%, Overdraft to Share Account 18.00%. A finance charge of 1.00% will be charged on foreign transactions. Rates are effective as of 08/16/2023 and could change without notice. Annual Percentage Rate (APR).
2Additional data charges may apply. Please see your wireless carrier for more information.
Verified by Visa | Disclosures | Agreement
