Grow Financial Federal Credit Union

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The Card You Need,
The Rewards You Want


For most people, choosing a credit card comes down to how they plan to use it. Are you a frequent swiper who likes getting cash back? There’s a credit card for that. Prefer rewards points instead? We’ve got ‘em. Looking for simplicity and the lowest possible rates? There’s a card for that too.

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Benefits of a Credit Union Credit Card

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No annual or balance transfer fees

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Credit score reports

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Fraud Liability Protection

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Rewards points and cash back

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Online and mobile banking

Choosing the Card for You

No matter what you’re looking to get out of your credit card, we’re here to help you choose the card that works best for you.

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Grow Visa Preferred Credit Card

If you like simplicity and value, the Grow Visa® Preferred Credit Card has both. With our lowest intro APR range for both balance transfers and purchases, this card is popular for both debt consolidation and everyday spending.

Learn About Preferred Cards
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Grow Visa Rewards Credit Card

Our top pick for frequent card users, this card earns rewards on every swipe. Take those points and redeem them for gift cards, travel and other perks from the Grow Rewards Catalog. Plus, enjoy an intro APR period for the first six months.

Learn About Rewards Cards
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Grow Visa Cash Rewards Credit Card

Prefer cash over points? This is the card for you. Earn 1 point cash back per every dollar spent, with no spending limits. That means there’s no cap on the cash back you can earn, so you’ll cash in on every dollar you spend — even paying bills.

Learn About Cash Rewards Cards
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Grow Visa Preferred Secured Credit Card

Is your credit score not quite where it needs to be? We designed the Grow Visa Preferred Secured Credit Card for our members who want to improve their credit. Secured by funds in your savings account, this card is a great tool to help you build a positive credit history and credit score.

Learn About Secured Cards

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If you like simplicity and value, the Grow Visa® Preferred Credit Card has both. With our lowest intro APR range for both balance transfers and purchases, this card is popular for both debt consolidation and everyday spending.

Learn About Preferred Cards

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Our top pick for frequent card users, this card earns rewards on every swipe. Take those points and redeem them for gift cards, travel and other perks from the Grow Rewards Catalog. Plus, enjoy an intro APR period for the first six months.

Learn About Rewards Cards

credit card icon

Prefer cash over points? This is the card for you. Earn 1 point cash back per every dollar spent, with no spending limits. That means there’s no cap on the cash back you can earn, so you’ll cash in on every dollar you spend — even paying bills.

Learn About Cash Rewards Cards

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Is your credit score not quite where it needs to be? We designed the Grow Visa Preferred Secured Credit Card for our members who want to improve their credit. Secured by funds in your savings account, this card is a great tool to help you build a positive credit history and credit score.

Learn About Secured Cards

Get the Credit Card Rates You Deserve

The less you pay in interest on your credit cards, the better you can manage your money. Our low rates on Grow Visa credit cards can help.

Visa PreferredVisa RewardsVisa Cash RewardsVisa Preferred Secured
Intro Offer Introductory Rate as low as 1.99% to 4.99% APR. The introductory rate is effective for the first six billing cycles for purchases and balance transfers. Introductory Rate as low as 1.99% to 8.99% APR. The introductory rate is effective for the first six billing cycles for purchases and balance transfers. NoneIntroductory Rate as low as 1.99% to 4.99% APR. The introductory rate is effective for the first six billing cycles for purchases and balance transfers.
Annual Percentage Rate (APR)After the introductory period expires, or if you do not qualify for an introductory rate, your standard APR will range between 11.24% to 17.99%* for purchases and balance transfers. This is a variable rate. After the introductory period expires, or if you do not qualify for an introductory rate, your standard APR will range between 15.49% to 17.99%* for purchases and balance transfers. This is a variable rate. Annual Percentage Rate as low as 17.99%* for purchases and balance transfers. After the introductory period expires, or if you do not qualify for an introductory rate, your standard APR will range between 11.24% to 17.99%* for purchases and balance transfers. This is a variable rate.
Earns RewardsNone1 point per $1 spent1 point per $1 spentNone
Annual Fee$0$0$0$0
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Enroll in Round Up, Give Back

As a Grow Credit Card holder, you’re eligible to join our Round Up, Give Back program, giving you access to exclusive rewards and charitable opportunities.

Learn More

Explore All the Ways We Can Help You Grow

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Free Credit Card Education To Grow Your Credit

Whether you’re financing a new vehicle, looking to buy your dream home or making everyday purchases, our credit education helps you reach your financial goals.

Learn About Your Credit Score
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A Transfer You Can Trust

When you transfer a high-interest balance to a Grow Visa Preferred Credit Card, you can take control of your money and almost instantly watch your debt go down.

Apply Online Today
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Maximize Your Savings With Grow

Our high-interest savings accounts help you still enjoy today while saving for tomorrow.

Start Saving
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Online Checking Account? Check.

Our mobile checking accounts help you manage your finances anywhere, anytime.

Open an Account

Give Yourself More Credit

Our free credit education resources are designed to help you grow your credit score and reach financial freedom.

See All Blogs
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March 11, 2021

Avoid These Credit Repair Scams

If you’re looking to build (or rebuild) your credit history, you might be on the lookout for advice about how to improve your credit score.

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March 11, 2021

Develop These Four Habits To Improve Your Credit

Most of us care about improving our credit scores, not only because boosting your credit score feels like a personal win, but also because it helps you get better interest rates on new credit and saves you money over time.

Learn More
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November 19, 2018

Save Money and Pay Off Debt Faster With a Grow Visa Preferred Credit Card

Learn more about fee-free balance transfers with a Grow Visa Preferred Credit Card, offering competitive rates that may be lower than your other credit cards.

Learn More

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Subject to credit approval.
*Annual Percentage Rate (APR). Rates are variable and will vary with the market based on Prime Rate as published in the Wall Street Journal “Money Rates” table on the last day of each calendar month. If the minimum monthly payment is 60 days late twice in a twelve month period, the rate will revert to a default rate of 18.00% for six (6) billing cycles. Other APRs: Cash Advances 18.00%, Overdraft to Share Account 18.00%. A finance charge of 1.00% will be charged on foreign transactions. The rate you receive will be based on your creditworthiness. Rates are effective as of 01/16/2023 and could change without notice.
Verified by Visa | Disclosures | Agreement

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