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The Card You Need,
The Rewards You Want

For most people, choosing a credit card comes down to how they plan to use it. So why shouldn’t you get to choose your rewards, too? Whether you want rewards points or cash back or simple value, at Grow, it’s your choice. We have a Grow Visa^® credit card to suit pretty much everyone, no matter how you like to be rewarded.

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	Grow Visa Rewards	Grow Visa Cash Rewards	Grow Visa Preferred	Grow Visa Preferred Secured
Visa Zero Liability Protection	•	•	•	•
No Annual Fee	•	•	•	•
No Balance Transfer Fee	•	•	•	•
No Cash Advance Fee	•	•	•	•
Earn Rewards	•	•
Low Intro APR for 6 Months	• 1.99% - 8.99% APR		• 1.99% - 4.99% APR	• 1.99% - 11.99% APR
Low Standard APR	• 11.24% - 15.24% APR	• 13.99% - 15.74% APR	• 6.99% - 9.99% APR	• 6.99% - 15.74% APR

Grow Visa Rewards
Introductory rate as low as 1.99% to 8.99% APR. The introductory rate is effective for the first six billing cycles for purchases and balance transfers. After the introductory period expires, your standard APR will range between 11.24% to 15.24%* for purchases and balance transfers. This is a variable rate. The rate you receive will be based on your creditworthiness.

Grow Visa Cash Rewards
Annual Percentage Rate as low as 13.99% to 15.74%* for purchases and balance transfers. The rate you receive is based on your creditworthiness.

Grow Visa Preferred
Introductory Rate as low as 1.99% to 4.99% APR. The introductory rate is effective for the first six billing cycles for purchases and balance transfers. After the introductory period expires, or if you do not qualify for an introductory rate, your standard APR will range between 6.99% to 9.99%* for purchases and balance transfers. This is a variable rate. The rate you receive will be based on your credit worthiness.

Grow Visa Preferred Secured
Introductory Rate as low as 1.99% to 11.99% APR. The introductory rate is effective for the first six billing cycles for purchases and balance transfers. After the introductory period expires, or if you do not qualify for an introductory rate, your standard APR will range between 6.99% to 15.74%* for purchases and balance transfers. This is a variable rate. The rate you receive will be based on your credit worthiness.

*Annual Percentage Rate (APR). Rates are variable and will vary with the market based on Prime Rate as published in the Wall Street Journal “Money Rates” table on the last day of each calendar month. The APR will not exceed 18.00%. If the minimum monthly payment is 60 days late twice in a twelve month period, the rate will revert to a default rate of 18.00% for six (6) billing cycles. Other APRs: Cash Advances 18.00%, Overdraft to Share Account 18.00%. A finance charge of 1.00% will be charged on foreign transactions. Rates are effective as of 04/01/2020 and could change without notice.

Grow Visa Rewards
Credit Card

Rewards valid on purchases only. Introductory rate as low as 1.99% to 8.99% APR. The introductory rate is effective for the first six billing cycles for purchases and balance transfers. After the introductory period expires, your standard APR will range between 11.24% to 15.24%* for purchases and balance transfers. This is a variable rate. The rate you receive will be based on your creditworthiness.

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Grow Visa Cash Rewards Credit Card

Cash rewards valid on purchases only. Annual Percentage Rate as low as 13.99% to 15.74%* for purchases and balance transfers. The rate you receive is based on your creditworthiness.

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Grow Visa Preferred Credit Card

Introductory Rate as low as 1.99% to 4.99% APR. The introductory rate is effective for the first six billing cycles for purchases and balance transfers. After the introductory period expires, or if you do not qualify for an introductory rate, your standard APR will range between 6.99% to 9.99%* for purchases and balance transfers. This is a variable rate. The rate you receive will be based on your credit worthiness.

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Grow Visa Preferred Secured Credit Card

Secured by funds in your savings account, the Grow Visa Preferred Secured Credit Card can help you build a positive credit history and credit score. Introductory Rate as low as 1.99% to 11.99% APR. The introductory rate is effective for the first six billing cycles for purchases and balance transfers. After the introductory period expires, or if you do not qualify for an introductory rate, your standard APR will range between 6.99% to 15.74%* for purchases and balance transfers. This is a variable rate. The rate you receive will be based on your credit worthiness.

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Gift Cards

As of December 31, 2017, Grow has discontinued selling gift cards.

Previously issued gift cards with a remaining balance may still be used according to the gift card’s Terms and Conditions. Gift card holders will continue to have access to their account via the website www.MAP-gift.com and via the call center at 1.800.711.1806 ($3.95 Customer Service Rep Phone Fee may apply).

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Subject to credit approval.

*Annual Percentage Rate (APR). This rate is variable and will vary with the market based on Prime Rate as published in the Wall Street Journal “Money Rates” table on the last day of each calendar month. The APR will not exceed 18.00%. If the minimum monthly payment is 60 days late twice in a twelve month period, the rate will revert to a default rate of 18.00% for six (6) billing cycles. Other APRs: Cash Advances 18.00%, Overdraft to Share Account 18.00%. A finance charge of 1.00% will be charged on foreign transactions. Rates are effective as of 11/01/2019 and could change without notice.

Verified by Visa | Disclosures | Agreement