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August 10, 2022
Our Club Accounts Help You Save For Life’s Big Moments
We know you have big financial goals, so odds are you save money for more than one thing at a time. And like most people, you probably have some specific life events on your horizon. Maybe you want to plan ahead for upcoming spending over the holidays, or maybe you’re saving up for a well-deserved vacation, a wedding or another special occasion. We’ve got an account designed to help you reach those important savings milestones: a Club Account.
All about Club Accounts
You might be familiar with our Basic Savings account, and all Grow members have one to begin their relationship with us. Ready to step up your savings game? Check out the Club Account, designed with your goals in mind. With a minimum starting deposit of just $5, our Club Account makes a great option to sock away cash for a big goal because you can earn a higher dividend and APY than our Basic Savings. (Check out current rates.) Plus, the Savings Goals tool in online and mobile banking helps you create and track multiple savings goals across your savings accounts, so you can seamlessly integrate the Club Account into your current account lineup.1
Popular ways to use Club Accounts:
Christmas Club: Plan ahead for holiday spending to avoid budget woes come December.
College Club: Textbooks, meal plans, office supplies, oh my! Budget for common college expenses, with access to your money when you need it.
Vacation Club: Dream vacation goals? Make them a reality with intentional saving today.
What else can you use a Club Account for? The sky’s the limit! Whether you’re saving for your dream car, a down payment on a house or monthly pet expenses, a Club Account can help you get there. You can even change the name of the account in Settings in online or mobile banking to meet the needs of your savings goals. Ready to get saving?
Open A Club Account in Online Banking
Existing Grow Members
Grow Savings Accounts are subject to ChexSystems® approval.
1Additional data charges may apply when using apps. Please see your wireless carrier for more information.
How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees or Mastercard® and Visa® debit cards with a convenience fee of $4.95. To get started with an online ACH or debit card payment, select Pay Now below.
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466
Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733
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