Grow Financial Federal Credit Union
Consumer's hands completing a tap to pay purchase with their phone on a handheld device with "Tap to Pay" headline overlaid.
May 15, 2024

Contactless Payments: Just Tap and Pay

In our fast-paced world, convenience and security are more important than ever. That’s where “tap to pay” comes in. Explore how the simplicity of contactless payments from your phone’s mobile wallet can transform how you pay.

What is tap to pay?

Tap to pay, also known as contactless or touchless payments, uses near-field communication (NFC) technology to communicate between your mobile device and the checkout terminal. Why use tap to pay? It’s fast and secure, without the physical contact of traditional payment methods and without sharing personal card details, providing an extra layer of security at the checkout.

Switching to contactless payments isn’t just a tech trend. It’s also a practical move toward more secure and streamlined transactions with many benefits, including:

  • Speed: Transactions are typically faster than those using chip cards or cash, minimizing the time you spend at the checkout.
  • Convenience: Forget digging through your bag for your wallet. When you add a debit or credit card to your mobile wallet, your phone is all you need to complete a purchase.
  • Security: Enhanced with dynamic tokens, contactless payments ensure your card details are not shared with the merchant, protecting you against fraud.

Most merchants accept tap to pay — look for the universal contactless symbol at the checkout.

Once you set up your phone’s mobile wallet, you can start using tap to pay. Just bring your mobile device within an inch or so of the checkout terminal near the contactless symbol, then watch your transaction wrap up in just seconds. It’s that easy!

How to set up your phone’s mobile wallet

Set up Apple Wallet®: Most Apple® devices are equipped with the Apple Wallet app, and if not, you can download the app on the Apple App Store®. Here’s how to add your Grow Visa® debit or credit card:

  1. Open the Apple Wallet app.
  2. Tap the plus sign to add a new card.
  3. Capture your card information using your device’s camera, or enter the details manually.
  4. Set your card as the default payment method if desired. Learn more at

Set up Google Wallet: For Android users, Google Wallet provides an intuitive digital wallet experience. Here’s how to add your Grow Visa debit or credit card:

  1. Open the Google Wallet app.
  2. Tap “Add to Wallet” to add your card.
  3. Capture your card details with your device’s camera, or enter them manually.
  4. Follow the prompts to verify your payment method, and set your Grow Visa card as the default payment method if you’d like. For more details, visit

Tap to pay adds layers of security and convenience to your daily transactions, making it an ideal choice for today’s digital age. Enjoy the ease of checking out with your phone with fast, secure contactless payments.

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