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Good Grows Around
Here at Grow, we put our profits back into benefits for our members and community. Why? Because we believe the money, time and emotion you spend should come back to you.
Grow is different. We’re not a bank. We’re a credit union, which means we’re a not-for-profit owned by our members. Instead of being obligated to increase profits for stockholders, our mission is to put people first and give back to our community whenever possible. And that shows in everything we do — like in the rates we offer and the services we provide. Whether you’re buying your first home or saving up for retirement, we’re dedicated to helping you grow through every stage of your life.
We’ve put together this video to help you understand the difference between a credit union and a bank. Spoiler: the key difference is, we put people over profit. Become a member today by opening a Basic Savings Account, and start enjoying all the benefits our credit union has to offer.
Grow and Giving Back
At Grow, we do our best to give back to you, our members and community, in everything we do. From covering your cup of coffee during our Grow On Us initiative to providing funds and volunteers for local causes as part of our Grow Financial Foundation, we know community and kindness go hand in hand.
This year, we’re continuing to give back to our members and community who are selflessly performing profound acts of kindness.
Portraits of Kindness
We believe if a picture is worth a thousand words, then a picture of kind words is priceless. To show we all grow better together, we’re honoring good deeds happening throughout our community with personalized story portraits. Each story portrait highlights a community member who lent a hand, paid it forward or showed kindness in any other way. It’s our way of showing that the good that you do grows back to you.
Featured Story: Tammy, Rob and Axel
We moved here from Las Vegas about a year and a half ago to open a business, and we didn’t really know anyone. Opening the business had been pretty challenging with having a young baby, and I was pregnant at the time. We had some really wonderful neighbors when we first moved in, and they helped monumentally. They helped us babysit and picked him up from daycare. I don’t know how we could have managed without them. They’ve become family to us. They still watch Axel on Wednesdays, and they call it “Wacky Wednesdays with Axel.” They really love spending time with him, and it means a lot to us.
Featured Story: Lisa Schmid
My name is Lisa Schmid and I’ve had many people who have done acts of kindness to me that have really touched my heart. And I believe I’ve done many acts of kindness that come from my heart. Somebody that I didn’t know very well, her husband was dying and was in hospice. They had no family or friends, and once I heard that, I couldn’t unhear it. So I moved in with them for about four days and looked after her. While she was concentrating on her husband, I was able to cook for her, walk her dog, make food and just give her comfort to make what she was doing more bearable. I was there for her when he passed and in the following weeks. We’re still in touch, we have a bond, but I know that she’s never forgotten that. So I have a little piece of that in my heart.Watch Video
Featured Story: Soukkho Khambay
My name is Soukkho Khambay and for my birthday every year, I want to do one good thing for someone else. This year, I went to lunch with my husband, and there was an older lady sitting by herself. I asked the waiter if we could pay for this lovely lady’s lunch. After she had her lunch, she came over and thanked us. She said she really appreciated it because her husband had just died a couple weeks ago, and this was her first time out trying to live and just be by herself. To me it was just lunch, but that act of kindness meant so much to her. Something so small can mean so much to someone else.
Featured Story: Maya Brown
As told by 7th + Grove
Maya Brown has been such a light to 7th + Grove. She’s been there since day one, and she saved us during the pandemic. When businesses weren’t fully open, Maya consistently informed us about the ever-changing legislation. Almost every day, we would hear something new about what we could or couldn’t do. It was challenging to sift through the legal jargon and understand how it affected what we should do as a business. We were in a tight situation, and Maya campaigned for us. She acted as a consultant and liaison to city council commissioners, talked to lawyers on our behalf, and saved our business from potentially being closed.
When we think of somebody who has been kind to us, who has been generous and gentle, and is loving and leads with their heart, we think of Maya Brown.Watch Video
How to Become a Grow Member
Managing your finances shouldn’t be intimidating, which is why we’ve made becoming a Grow member accessible and easy. All it takes is just a $1 initial deposit to open a Basic Savings Account, instantly making you a Grow member.¹
When you open a Basic Savings Account, we invest our profits in you, helping you enjoy today while saving for tomorrow. That means you can still enjoy your favorite cup of coffee or craft beer while saving for life’s next adventure.View Saving Accounts
Grow Savings Accounts are subject to ChexSystems® approval.
¹Membership requires purchasing a share in the credit union for $1.
How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees or Mastercard® and Visa® debit cards with a convenience fee of $4.95. To get started with an online ACH or debit card payment, select Pay Now below.
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466
Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733