Have you explored the My Credit feature, now available in Grow Online and Mobile Banking?* It’s your all-in-one dashboard for understanding and improving your financial health. Whether you’re looking to strengthen your credit score, get a handle on debt or plan for your financial future, My Credit gives you the tools to take control. And the best part? It’s free for all Grow members, right inside our secure digital banking platform.

What is My Credit?

My Credit is a user-friendly tool designed to provide real-time insights into your credit profile and overall financial standing. It’s more than just a credit score viewer — it’s a comprehensive financial wellness resource.

Key features of My Credit

Here’s what you can do with My Credit:

• View your VantageScore®
  Get access to your credit score, powered by TransUnion® data. This score updates regularly, giving you an accurate snapshot of your credit health.
• Understand what impacts your score
  Dive into the factors that influence your score, including payment history, credit utilization, credit age, hard inquiries and more. This transparency helps you make informed decisions.
• Track changes over time
  Stay up to date on any shifts in your credit profile. You’ll be able to spot positive trends and areas that may need attention.
• Manage and analyze your debt
  See a clear picture of your open balances, monthly payments and payment history. My Credit helps you understand where you stand and how to move forward.
• Use the score simulator
  Planning ahead? Use the Score Simulator to see how financial decisions — like paying down debt or opening a new credit card — could impact your score.
• Identity protection included
  Your security matters. My Credit includes identity monitoring tools that scan for suspicious activity across your bank accounts, credit cards, emails, Social Security number and more.

Your credit score plays an important role in your financial life. It can impact everything from loan approvals and interest rates to rental applications and even job opportunities. Tools like My Credit empower you to build and maintain a strong credit profile by providing the knowledge and insight you need to make smart financial decisions.

How to get started

You can find My Credit under the Financial Planning section in the menu of Grow Online and Mobile Banking. If you haven’t already, now’s the perfect time to download the Grow Mobile Banking app and explore this new tool.

Download Grow Mobile Banking
On The Apple App Store Download Grow Mobile Banking
On Google Play

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Posted In:

• Online Banking Education