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May 11, 2022
It Takes a Village: Why Business Networking Is Important
We’ve all heard the saying, “It’s not what you know — it’s who you know.” While the idea of business networking can sometimes be a bit daunting, it is significant for most small business owners. Wondering why? Forming relationships with other business owners in the community often leads to big things: increased knowledge and confidence, positive word-of-mouth, leads, and connections.
1. Increased knowledge and confidence
Building a successful small business is no small feat. It can feel like a lonely journey when you’re on the grind. That’s why it can be incredibly helpful to connect with other business owners, in similar business areas and beyond, who can often offer words of wisdom or a listening ear. They may have gone through some of the same growing pains or the same ups and downs. The small business community is a wealth of knowledge, so take the chance to learn and grow with your peers.
2. Positive reputation
As you continue to build your small business network, you’ll see a beneficial return on your efforts as your business name and reach start increasing. Business networking creates exposure beyond just the people in the room. When other local business owners speak highly of you and your businesses, their peers, friends and regular clientele might just decide to give you a look.
3. More leads
Call them reviews, referrals or tell ‘em I sent you’s. Whatever you call these positive human-to-human recommendations, you know they’re great for business. If your colleagues know what you do, how you do it, and that you do it well, they’ll likely send business your way. And of course, you’ll do the same. After all, this is a huge piece of what business networking is all about — business owners supporting one another.
Eventually, you’ll be the captain of connections. No matter what problem comes your way, you’ll have someone in mind to help. Need a new roof? There’s someone in your network for that. Need to upgrade your equipment? Either you’ve got a connection for that, or someone you know does. That’s because supporting small business and business networking often go hand-in-hand. We’re all here to help each other out, and that’s why community is so essential.
How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees or Mastercard® and Visa® debit cards with a convenience fee of $4.95. To get started with an online ACH or debit card payment, select Pay Now below.
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466
Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733
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