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Featured Article
4 Tips to Get Your Credit Mortgage-Ready
Your credit score plays an important role in big purchases like a home. We’ve got four tips to help you get your credit mortgage-ready.
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Article
Don’t Miss These Tax Credits for Tax Year 2025
Tax year 2025 is here. Don’t miss out on tax credits that might help lower your bill or increase your refund.
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Tackle High-Interest Debt with Home Equity
Paying off multiple debts can sometimes feel like an uphill battle. It’s hard to juggle various due dates, interest rates and payments. That’s where debt consolidation comes in. By pooling...
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Protect Yourself from Account Takeover Fraud
The rise of account takeover (ATO) fraud has made cybersecurity more important than ever. Get tips on protecting your accounts with MFA.
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Retirement? You’ve Got This
When it comes to retirement, planning early is beneficial. Check out your IRA options, including Traditional and Roth IRAs.
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How To Build Financial Literacy
Financial literacy is now more important than ever. Learn the building blocks of personal finance to set yourself up for success.
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Four Financial Goals To Set in 2026
Say goodbye to 2025 and level up in 2026 with new financial goals, including budgeting, paying down debt and more.
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Disability Benefits & Insurance
Disability insurance benefits are the best way for you to know your finances are secure in the event of an acquired disability or sudden illness.
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Maximize Rewards With the Grow Visa Rewards Credit Card
Enjoy a competitive APR and rewards on every purchase with the Grow Visa Rewards Credit Card — now with bonus rewards categories.
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Manage Direct Deposit & Get Paid Early
With our Manage Direct Deposit tool, it’s easier than ever to switch your direct deposit to Grow Financial.
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Keep Your Accounts Safer With Multifactor Authentication
Multifactor authentication, also called two-factor authentication, adds an extra layer of protection and helps keep your accounts safer.
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How to Tap into Your Home’s Equity with Confidence
Learn how to leverage your home equity responsibly with a HELOC or Home Equity Loan.
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Borrowing Basics: How Loans Work
Debt often carries a negative reputation, but borrowing can be a practical and even strategic part of managing your finances. The key is understanding how loans work so you can borrow with purpose, repay with confidence, and protect your credit health.
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Lost or Stolen Card?
We’re here to help. If your card has been misplaced or stolen, we’ll act quickly to protect your account. You can report a missing card in the following ways:
Online and Mobile Banking
Log in and follow these three easy steps:
- From the menu, select Tools
- Select Card Manager
- Report your card as Lost or Stolen*
By phone or at a Grow store
Call 800.839.6328 to speak to a team member or let us know in person at any Grow store.Notice: Taking these steps will immediately cancel your card to prevent unauthorized transactions. If you find your card later after reporting it lost or stolen, it cannot be reactivated.
*The selected card will be canceled and removed from Manage Cards when it is reported as lost. Once your new card has been issued, it will be available in Manage Cards. The replacement card will have a new card number. Your replacement card will be sent to the mailing address on your account, and you should receive it within 7 to 10 business days.
How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.

Where to Find Your Checking Account Number in Grow Online and Mobile Banking
If you don’t have a physical check on hand, you can also locate your Checking Account Number for Electronic Transactions in Grow Online and Mobile Banking.*
Here’s how to find it:
- In the Grow Mobile Banking app, select your checking account, then tap Show Details in the top right corner.
- In Grow Online Banking, select your checking account, then click Account Details.
Don’t have a Grow check or Online Banking? No worries.
Visit any Grow store or call us and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
Pay Online
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
Log In
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees, consumer Mastercard® and Visa® debit cards with a convenience fee of $4.95, or commercial Mastercard® and Visa® debit cards with a convenience fee of 2.95% of the payment amount. To get started with an online ACH or debit card payment, select Pay Now below.
Pay Now
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733You Are About To Leave GrowFinancial.org
At certain places on this site, there are links to other websites. Grow Financial Federal Credit Union does not endorse, approve, represent, certify or control those external sites. The credit union does not guarantee the accuracy, completeness, efficacy, timeliness or accurate sequencing of the information contained on them. You will not be represented by Grow Financial Federal Credit Union if you enter into a transaction. Privacy and security policies may differ from those practiced by the credit union. Click CONTINUE if you wish to proceed.