Grow Financial Federal Credit Union
Graphic of a cactus with "Debt Consolidation" text overlayed
March 11, 2021

Consolidate High-Interest Debt with No Balance Transfer Fees

Is high-interest debt weighing you down? If you’re stuck in a debt cycle, it can feel like you’re bailing out a sinking boat with a small bucket — paying just enough to get by but not seeing real progress. We can help you stop the sinking and get on the path toward living debt-free.

Pay Down Debt Faster with a Grow Visa Preferred Credit Card

We know high interest rates can contribute to the burden when it comes to credit card debt. That’s why we have an introductory APR as low as 1.99%-4.99% for the first six months on our Grow Visa® Preferred Credit Card.* After the introductory rate expires, or if you do not qualify for an introductory rate, enjoy a standard variable APR of 12.24% to 17.99%.

We also know that moving debt can sometimes be costly, with many credit card companies charging additional fees to consolidate. Not us!

That’s right. No balance transfer fees with a Grow Visa Preferred Credit Card.

Reduce your high-interest debt immediately by consolidating balances into one easy, monthly payment with our preferred credit card. Enjoy Visa Zero Liability Fraud Protection to safeguard you against unauthorized use of your card. And last but not least, we don’t believe in annual fees for credit cards, so we don’t charge them.

No annual fee. Period.

Start tackling high-interest debt with a Grow Visa Preferred Credit Card today, so you can focus on your dreams, not your debt. Learn more or apply at

Subject to credit approval.
*Introductory Rate as low as 1.99% to 4.99% APR. The introductory rate is effective for the first six billing cycles for purchases and balance transfers. After the introductory period expires, or if you do not qualify for an introductory rate, your standard APR will range between 12.24% to 17.99% for purchases and balance transfers. This is a variable rate. The rate you receive will be based on your credit worthiness. This rate will vary with the market based on Prime Rate as published in the Wall Street Journal “Money Rates” table on the last day of each calendar month. The APR will not exceed 18.00%. If the minimum monthly payment is 60 days late twice in a twelve-month period, the rate will revert to a default rate of 18.00% for six (6) billing cycles. Other APRs: Cash Advances 18.00%, Overdraft to Share Account 18.00%. A finance charge of 1.00% will be charged on foreign transactions. Rates are effective as of 08/16/2023 and could change without notice. Annual Percentage Rate (APR).

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