Grow Financial Federal Credit Union

Online & Mobile Banking Scheduled Maintenance learn more

Important Notice: Tax Refunds learn more

Earn $100
When you open a new checking account with Grow.1

Decide on a selection

Take a Look at Our Checking Accounts

Grow CashBack Checking

This checking account pays you! You’ll earn an extra 5 cents with every qualifying swipe of your Grow Visa® debit card.2

Grow Checkless Checking

With this simple, no-cost checking account, you can forgo the paper checks, manage all your money digitally and enjoy a streamlined checking experience.3

Step 1


Open either a Basic Savings + CashBack Checking account or a Basic Savings + Checkless Checking account (existing Grow members already have a Basic Savings account and will only need to open a checking account).
Our simple, no-fuss process only takes a few minutes.

Decide on a selection

Step 2


Make 10 Grow Visa debit card transactions within 45 days, and we’ll add the extra $100 to your account — it’s as simple as that.
Get quick access to your digital card and start spending immediately.
Start making purchases

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

1Earn $100 by opening a Grow checking account and completing at least 10 qualifying debit card transactions (PIN, POS or signature authorization) that post within 45 days of opening the account. Temporary holds do not qualify. Sufficient funds must be available at the time of each transaction. The $100 bonus will be credited to the checking account within 60 days of earning the bonus. This promotion is limited to one offer per checking account and per member, and you may only qualify for one checking account promotion per calendar year. Individuals who currently have, or have previously closed, a Grow checking account are not eligible for this promotion. The bonus offer is available to primary members aged 18 or older.

The checking account must remain open and in good standing until the bonus is deposited; otherwise, the bonus will be forfeited. Bonuses are considered interest and will be reported on IRS Form 1099-INT. To obtain membership, applicants must meet the eligibility criteria and open a Basic Savings Account with a minimum deposit of $1.

Grow reserves the right to end or change the terms of this offer at any time prior to you accepting the offer, without notice.

2Grow CashBack Checking is a variable rate account. You will earn a cashback bonus of $0.05 per qualifying Grow Visa debit card transaction. Qualified debit card transactions include signature or PIN-based point-of-sale purchases, bill payments made with your Grow Visa debit card, and online purchases. Excludes ATM withdrawals, deposits and transfers. We will deposit your cashback bonus earnings on the last day of the month. Fees could reduce earnings on the account.

3You cannot use paper checks on this account. Any check written will be returned unpaid, even if you have sufficient money in your account. Our Bill Pay service may issue a paper check for payees who cannot receive electric checks.