Grow Financial Federal Credit Union
August 20, 2025

Your Checking Account Options at Grow

What’s so great about our checking accounts? Well, we’re biased, but we think there’s a lot to love. We offer two different options: Checkless Checking and CashBack Checking. So whether you want something super simple, or something a little more rewarding, we’ve got you covered.

Both accounts come with:

  • A Grow Visa® debit card
  • Access to more than 70,000 surcharge-free ATMs across our network1
  • Grow Online and Mobile Banking2
  • Free direct deposit

Checkless Checking

Sometimes, you just want the basics. That’s why we created Checkless Checking.3 Exactly as the name implies, it’s checking without the paper checks. Less mess, less stress. Features include:

  • No minimum balance or minimum deposit
    Move money freely without worrying about your balance dipping too low.
  • No nonsufficient fund fees
    There’s no risk of overdrawing your account.
  • No monthly account service fees
    The perfect checking account option for anyone looking for simple, no cost-checking.

CashBack Checking

 If you’re interested in a checking account that rewards you, CashBack Checking might be right up your alley. It’s our most popular checking account for a reason — because you can earn cash rewards. That’s right. You’ll earn five cents cashback for each qualifying debit card transaction.4 Think about how often you use your card for gas, groceries and everyday expenses. The small things really do add up!

This account includes:

  • All the features of Checkless Checking
    No account minimums, overdraft fees or maintenance fees.
  • Access to paper checks and online Bill Pay
    Because sometimes you do need real-life checks on hand.
  • No minimum or maximum purchase amount required to earn cashback
    Talk about a debit card that pays you back!

Ready to open your checking account?

Open an Account

Accounts are subject to approval.

There is no fee for transactions made at ATMs in the Grow Financial, CU24/CU HERE or CO-OP networks. Transactions from non-network ATMs will carry a $2.00 service charge, in addition to any fees charged by the operating institution.

2Additional data charges may apply. Please see your wireless carrier for more information.

3You cannot use paper checks on this account. Any check written will be returned unpaid, even if you have sufficient money in your account.

4You will earn a cashback bonus of $0.05 per qualifying Grow Visa debit card transaction. Qualified debit card transactions include signature or PIN-based point-of-sale purchases, bill payments made with your Grow Visa debit card, and online purchases. Excludes ATM withdrawals, deposits and transfers. We will deposit your cashback bonus earnings on the last day of the month. Fees could reduce earnings on the account.


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