Grow Financial Federal Credit Union

Rates
& Fees

Our Low Credit Union Interest Rates Help You Earn More & Pay Less


That’s another way we put people before profit. Whether it’s through higher dividend rates on savings or lower interest rates on car loans and mortgages, you’re the one who benefits.

We don’t want to charge fees either, so we make it easy for you to understand what fees you may be charged and how to avoid them. It’s what makes us one of the best credit unions in Florida. View the Fee Schedule.

Quality Service at Any Rate

Whether you’re getting a loan for a new car or putting away money in your savings account, our Grow team is dedicated to giving you the care you deserve every step of the way.

Setting You Up For Success

See how much you can save over your desired period of time.

Certificate AccountDividend Rate $500 - $99,999.99Annual Percentage Yield (APY) $500 - $99,999.99 Dividend Rate $100,000+ Annual Percentage Yield (APY) $100,000+
6 - 11 months4.80%4.91%14.90%5.01%1
12 - 17 months4.65%4.75%14.75%4.86%1
18 - 23 months4.25%4.33%14.35%4.44%1
24 - 29 months4.25%4.33%14.35%4.44%1
30 - 35 months3.70%3.76%13.80%3.87%1
36 - 47 months3.95%4.02%14.05%4.13%1
48 - 59 months3.95%4.02%14.05%4.13%1
60 months4.65%4.75%14.75%4.86%1
Dividend Rate $500 - $99,999.994.80%
Annual Percentage Yield (APY) $500 - $99,999.99 4.91%1
Dividend Rate $100,000+ 4.90%
Annual Percentage Yield (APY) $100,000+ 5.01%1

1The APYs are accurate as of 06/01/2024 and may change without notice. Fees could reduce earnings on the account. A penalty will be imposed for early withdrawals. If the account is opened with $100,000 or more, you must maintain a daily balance of $100,000 in your account each day to obtain the disclosed APY. If the account is opened with less than $100,000, you must maintain a minimum daily balance of $500.00 in your account each day to obtain the disclosed APY. If your account falls below the minimum balance requirements, your account will be closed. Certain restrictions apply on IRAs. Not all taxpayers are eligible. Consult your tax advisor. View additional certificate account disclosures.

Fees: Please refer to our separate fee schedule.

Home Loans That Will Keep Your Home Happy

A home loan can often be the biggest debt you have. Our rates can make it easier to manage.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What does this mean for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.