Grow Financial Federal Credit Union

Rates
& Fees

Our Low Credit Union Interest Rates Help You Earn More & Pay Less


That’s another way we put people before profit. Whether it’s through higher dividend rates on savings or lower interest rates on car loans and mortgages, you’re the one who benefits.

We don’t want to charge fees either, so we make it easy for you to understand what fees you may be charged and how to avoid them. It’s what makes us one of the best credit unions in Florida. View the Fee Schedule.

Quality Service at Any Rate

Whether you’re getting a loan for a new car or putting away money in your savings account, our Grow team is dedicated to giving you the care you deserve every step of the way.

We’ll Help Your Savings Pile Up

You expect to earn a dividend on your savings, but we think these rates will be a pleasant surprise.

Savings AccountsMinimum DepositDividend RateAnnual Percentage Yield (APY)
Basic Savings Account$1.000.15%0.15%1
Club Account$5.000.15%0.15%1
IRA Savings Account$0.000.25%0.25%1
Roth IRA Savings Account$0.000.25%0.25%1
Coverdell Education Savings Account$0.000.25%0.25%1
Health Savings Account$0.000.10%0.10%1
Get Fit Account$5.000.35%0.35%2
Minimum Deposit$1.00
Dividend Rate0.15%
Annual Percentage Yield (APY)0.15%1

Accounts are subject to approval.

1The APYs are accurate as of 01/01/2024 and may change without notice after the account is opened. Variable Rate. Fees could reduce earnings.

2The APYs are accurate as of 07/01/2013 and may change without notice after the account is opened. Variable Rate. Fees could reduce earnings. Minimum balance to open is $5. Maximum balance to open is $400. Minimum deposit per month is $20. Maximum deposit per month is $400, withdrawals are permitted. Bonus: When the account reaches $10,000, we will deposit $100 to that account within 90 days and your funds will be transferred to your Basic Savings Account. If more than $400 per month is deposited, the excess will be automatically transferred to your Basic Savings Account. If excess deposits have to be transferred 3 times to the Basic Savings Account, during a 12-month period, the balance of the account will be transferred to the Basic Savings Account. If you fail to deposit $20 per month for 3 months during a 12 month period, the funds in the account will be transferred to the Basic Savings Account. Fees could reduce earnings.

3The APYs are accurate as of 06/01/2024 and may change without notice after the account is opened. This is a tiered account. Variable Rate Account. Fees could reduce earnings.

Fees: Please refer to our separate fee schedule.

Home Loans That Will Keep Your Home Happy

A home loan can often be the biggest debt you have. Our rates can make it easier to manage.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What does this mean for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.