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June 1, 2018
Grow Financial Prepares for Disaster Recovery
You’re not the only one who has to prepare for a potential natural disaster. Grow Financial does too! What happens if a hurricane comes through the area and we no longer have the necessary facilities to serve our members’ needs? Amber Morris, Grow’s manager for business continuity and physical security, leads the organization’s efforts to practice and prepare for that situation.
“We want to make sure the members have what they need,” Morris said. “Going through a disaster is never fun for anybody, but making sure our members needs are met or that we can help them with whatever financial difficulties they may face is what it comes down to.”
In order to serve our members after a hurricane or similar natural disaster, Grow has a Mobile Response Unit prepared to carry out any and all duties usually fulfilled at headquarters as soon as possible after a storm.
We recently took the time to practice our plan for the days immediately following any disaster. That begins with bringing in a mobile facility that is 12 feet by 56 feet and can hold up to 16 team members. All of the support functions that typically take place at headquarters can be fulfilled in this space, stocked with all the necessary technology and supplies. This ensures that payments and deposits would continue to be processed, the member contact center would be available to answer questions, and anything else members will need would be accessible immediately following a disaster. The same process can also be implemented at any of our stores that may become unavailable.
“If the day ever comes when headquarters is unavailable, we’ve gone through it and we know what our immediate needs are in those first days following the disaster,” Morris said. “We want to make sure we can react as well as we can.”
We’re ready for anything this hurricane season. Are you? Check out this article to learn more about how you get yourself prepared.
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How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
Pay Online
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
Log In
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees or Mastercard® and Visa® debit cards with a convenience fee of $4.95. To get started with an online ACH or debit card payment, select Pay Now below.
Pay Now
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733You Are About To Leave GrowFinancial.org
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