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Preferred Card
You've Earned This
For members who are looking for a card with a really great value, we offer something special. The Grow Visa® Preferred Credit Card. It comes with a ton of smart features that can help you manage your money. We start with lower rates to help manage your bill. Then we offer fee-free balance transfers1 so you can move debt you may have elsewhere and get rid of it faster. Plus it’s backed by our Visa Zero Fraud Liability Protection, so you never have to worry that someone will get hold of your card because you’re protected against fraudulent or unauthorized purchases. Like we said, it’s smart.
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Subject to credit approval.
1Introductory rate as low as 1.99% to 4.99% APR. The introductory rate is effective for the first six billing cycles on purchases and balance transfers. After the introductory period expires, or if you do not qualify for an introductory rate, your standard APR will range between 8.49% to 11.49% for purchases and balance transfers. This is a variable rate. The rate you receive will be based on your credit worthiness. This rate will vary with the market based on Prime Rate as published in the Wall Street Journal “Money Rates” table on the last day of each calendar month. The APR will not exceed 18.00%. If the minimum monthly payment is 60 days late twice in a twelve month period, the rate will revert to a default rate of 18.00% for six (6) billing cycles. Other APRs: Cash Advances 18.00%, Overdraft to Share Account 18.00%. A finance charge of 1.00% will be charged on foreign transactions. Rates are effective as of 01/01/2019 and could change without notice. Annual Percentage Rate (APR).
