Planning the wedding of your dreams? Renovating your forever home? Paying off an unexpected expense? Sometimes, life needs a little financing. That’s where a Grow personal loan comes in. Whatever big project you have on your plate, we can help you tackle it with flexible funding and favorable terms.

Why choose a personal loan?

• Lower interest rates: Compared to cash advances or credit cards, personal loans generally have lower interest rates.
• Simple payments: Enjoy flexible repayment options in monthly installments.
• Versatility: You can use personal loans to pay for almost any expense.

Common ways to use personal loans

• Debt consolidation: Roll high-interest debts into one convenient monthly payment with a lower interest rate.
• Home renovation: Spruce up your home with renovations, upgrades, landscaping and more.
• Major purchases or events: Fund the big moments in your life, from weddings to vacations to moving cities.
• Emergency expenses: Cover medical bills, car repairs and other unexpected expenses that life throws your way.

And these are just a handful of examples. There are very few restrictions on what you can use personal loans for, and those usually fall into three categories: down payments on a home, business expenses and college tuition or student loans. Of course, different lenders may have different restrictions.

Grow personal loans

We offer a variety of personal loans to best fit your needs so you can make confident financial decisions.

• Signature Loans: These are unsecured personal loans for our creditworthy members, with amounts starting at $500 and available at fixed interest rates.
• Shared Secured Loans: These loans use your own savings as collateral and are great for building or rebuilding credit. Interest rates are variable if you’re borrowing against your Basic Savings Account or a Club Account and fixed when borrowing against a Certificate Account.
• Overdraft Protection Loans^*: These are unsecured revolving loans that you can only use to cover overdrafts. The minimum amount available is $500, with a maximum of $1,000, and funds are automatically transferred to your account in $50 increments.

One easy online application

Grow personal loans offer you affordable financing to help you reach your goals. All you have to do is decide which loan is right for you. Ready?

Apply Now

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Posted In: Credit