Grow Financial Federal Credit Union
February 9, 2026

Simple, No-Cost Checking: Grow Checkless Checking

In today’s fast-paced world, managing your finances efficiently is essential, and checking accounts help you do just that. Designed for frequent use, checking accounts give you ready access to your money when you need it. If you’re in search of a simple, no-cost checking account, look no further than Grow Checkless Checking.1 This account is even Bank On certified, which means it meets the National Account Standards of the CFE (Cities for Financial Empowerment Fund) for safety, affordability and functionality.

Benefits of Grow Checkless Checking

We’ve designed Grow Checkless Checking to cover all the basics you need, without any of the hassle. Here’s why our members love Grow Checkless Checking:

Affordability

  • No minimum balance or minimum deposit
  • No monthly fees (with e-statements)
  • Free direct deposit

Convenience

  • A Grow Visa ® debit card
  • Access to 70,000 surcharge-free ATMs across our network2
  • Convenient online and mobile banking3
  • Mobile check deposit, available on the Grow Mobile Banking app
  • Online Bill Pay

Security
Plus, you’ll never have to worry about whether your money is safe in your Grow Checkless Checking account. Funds are federally insured by NCUA, so you know your money is protected. Read more about what it means to be insured by NCUA.

You can also open an account in person at any Grow store. Find one now.

Need to write checks? Check out the benefits of our most popular checking account, Grow CashBack Checking, which rewards you with five cents for every qualifying swipe of your Grow Visa debit card.4 Compare checking account options.

Accounts are subject to approval.

1You cannot use paper checks on this account. Any check written will be returned unpaid, even if you have sufficient money in your account. Our Bill Pay service may issue a paper check for payees who cannot receive electric checks.

2There is no fee for transactions made at ATMs in the Grow Financial, CU24/CU HERE or CO-OP networks. Transactions from non-network ATMs will carry a $2.00 service charge, in addition to any fees charged by the operating institution.

3Additional data charges may apply. Please see your wireless carrier for more information.

4Earn a bonus of five cents per qualifying Grow Visa debit card transaction. Qualified Visa debit card transactions include signature or PIN-based point-of-sale purchases, bill payment transactions made with your Grow Visa debit card and online purchases. Excludes ATM withdrawals, deposits and transfers. No minimum balance is required to open the account or obtain the bonus.

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