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COLLECTION
Teaching Kids Finances
Teaching kids about personal finances gives them a head start, and we don’t just mean piggy banks! Help kids master strategies in investing, saving, and even credit.
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Savings Accounts
Learn how different savings accounts can help pave the way to financial security.
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Income and Expenses
Learn about income and expenses and why they're fundamental in maintaining a budget.
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50/30/20 Rule
A simple, practical rule for a budget that's easy to implement.
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Teaching Children About Money
These 6 activities teach spending, saving, and investing to kids.
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Check It Out
Give your finances a boost by opening your very own checking account—it’s fast and it’s easy—you’ve just got to know the basics.
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Interest
Interest is one of the most powerful tools in your financial arsenal and one of the more slippery dangers.
Keep Reading About Interest -
Calculator
50/30/20 Calculator
Helps apply the 50/30/20 budgeting rule for effective money management.
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Calculator
Savings Calculator
See how savings grow over time — with compound interest and different rates.
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Article
Quality vs Cost
Get tips to decide where you should splurge and where you should save.
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Coach
Are You Cyber Safe? For Teens
Test your cyber safety smarts with an interactive simulation designed for teens 13-18.
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Opening Your First Account
Ready to open your first account at a bank or credit union? Here’s a rundown of everything you need to know.
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Teach Financial Literacy at Home
Teaching your family to be financially literate is as simple as involving them in everyday financial decisions.
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3 Jar Allowance For Kids
The 3 jar money system encourages kids to learn about budgeting by splitting their money into saving, spending, and giving categories.
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How to Teach Income Tax: Lessons & Resources
Use these activities to help your students get a head start on their future taxes.
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8 Lessons to Teach Kids about Credit for Grades K–12
Try these 8 credit tips that every kid needs to learn: how to use credit, how to build credit, yearly fees and interest, and more.
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For Kids: Earning Income
Earning income is the first step to creating a budget.
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Saving Money for Youth
Saving money is easier when you’re motivated by a specific goal.
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Coach
The 50/30/20 Rule for Teens
Create a custom budget that follows the 50/30/20 rule and fits your life as a teen.
Keep Reading About The 50/30/20 Rule for Teens
Disclaimer
While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today.Neither Banzai nor its sponsoring partners make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein. Banzai and its sponsoring partners expressly disclaim any liability arising from the use or misuse of these materials and, by visiting this site, you agree to release Banzai and its sponsoring partners from any such liability. Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional. This article does not offer professional tax advice. Contact a tax advisor for more details.
Explore All The Ways We Can Help You Grow
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How To Build Financial Literacy
Financial literacy is now more important than ever. Learn the building blocks of personal finance to set yourself up for success.
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Collection
Managing Illness
Illness can affect every part of your life, from your ability to work to navigating day-to-day tasks. Learn more about how to best manage the impact of an illness.
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Emergency Funds
An emergency fund is a financial safety net that everybody should have for life's unforeseen challenges.
Keep Reading About Emergency Funds
Lost or Stolen Card?
We’re here to help. If your card has been misplaced or stolen, we’ll act quickly to protect your account. You can report a missing card in the following ways:
Online and Mobile Banking
Log in and follow these three easy steps:
- From the menu, select Tools
- Select Card Manager
- Report your card as Lost or Stolen*
By phone or at a Grow store
Call 800.839.6328 to speak to a team member or let us know in person at any Grow store.Notice: Taking these steps will immediately cancel your card to prevent unauthorized transactions. If you find your card later after reporting it lost or stolen, it cannot be reactivated.
*The selected card will be canceled and removed from Manage Cards when it is reported as lost. Once your new card has been issued, it will be available in Manage Cards. The replacement card will have a new card number. Your replacement card will be sent to the mailing address on your account, and you should receive it within 7 to 10 business days.
How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.

Where to Find Your Checking Account Number in Grow Online and Mobile Banking
If you don’t have a physical check on hand, you can also locate your Checking Account Number for External Transfers and Direct Deposit in Grow Online and Mobile Banking.*
Here’s how to find it:
- In the Grow Mobile Banking app, select your checking account, then tap Account Details above your transaction list. Locate the account number that says, “for External Transfers and Direct Deposit.”
- In Grow Online Banking, select your checking account, then click Account Details. Locate the account number that says, “for External Transfers and Direct Deposit.”
Don’t have a Grow check or Online Banking? No worries.
Visit any Grow store or call us and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
Pay Online
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
Log In
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees, consumer Mastercard® and Visa® debit cards with a convenience fee of $4.95, or commercial Mastercard® and Visa® debit cards with a convenience fee of 2.95% of the payment amount. To get started with an online ACH or debit card payment, select Pay Now below.
Pay Now
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733You Are About To Leave GrowFinancial.org
At certain places on this site, there are links to other websites. Grow Financial Federal Credit Union does not endorse, approve, represent, certify or control those external sites. The credit union does not guarantee the accuracy, completeness, efficacy, timeliness or accurate sequencing of the information contained on them. You will not be represented by Grow Financial Federal Credit Union if you enter into a transaction. Privacy and security policies may differ from those practiced by the credit union. Click CONTINUE if you wish to proceed.