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NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN.
Making a donation will not increase chances of winning.
Sponsor. The “Sponsor” of this sweepstakes is Harness Technologies, Inc. This sweepstakes is in no way sponsored, endorsed or administered by, or associated with a social media platform (including but not limited to Facebook, Inc.).
Promotion Period. The sweepstakes begins at 12 a.m. Eastern Time (“EST”) on November 1, 2022, and ends at 12 a.m. EST on May 1, 2023 (the “Promotion Period”). Sponsor’s computer is the official time-keeping device for the sweepstakes.
Eligibility. In order to be eligible for entry, individuals must be (a) at least the age of majority in their jurisdiction of residence; and (b) a legal resident of the 50 United States. VOID WHERE PROHIBITED. Officers, directors, employees, and the immediate family members of such persons associated with Sponsor or the benefitting charitable organization are ineligible.
How to Enter. During the Promotion Period, individuals may enter using one of the following two methods:
- Payment Card Entry: During the Promotion Period, an eligible entrant may enter this Promotion by using his/her/their Grow Visa® Credit Card and Debit Card to make a qualifying purchase (“Payment Card Entry”). Entries are evidenced by a “Game Piece”. Each entrant will receive one “Game Piece” per qualifying purchase. A qualifying purchase is a purchase that has been processed and accepted by the merchant and has been authorized by the entrant to be rounded up to the next dollar; 50% of which will be allocated toward the prize pool, with the other 50% to be allocated toward a charitable contribution. This purchase may, but will not necessarily, include tips, holds, and deposits related to the qualifying purchase. Payments made with PIN based transactions, third party digital wallets, and payment apps will not be eligible as a qualifying purchase. In addition, Sponsor reserves the right to disqualify any entrant attempting to enter through this method of entry whose transaction is rescinded, withdrawn, not completed, or otherwise not finalized prior to the awarding of a Game Piece. The entrant’s payment card must remain active, and in good standing through the Promotion Period and the awarding of the prizes.
- Online Entry: An eligible entrant may enter this Promotion without a Grow Credit Card and without making a purchase. To enter online (“Online Entry”), an entrant must submit an entry which includes the entrant’s name, home address, phone number, and email address by online form located here. Each entry must complete the simple, online form.
Conditions Applicable to All Entries. Each time a qualifying purchase is made, the entrant accrues a corresponding amount of round-up change in their balance (determined by rounding their purchase to the next whole dollar amount. Digital Alternative Method of Entry (AMOE) entries do not accrue charitable contribution donation amounts. After the last day of each month, the total accrued round-up amounts from that month are charged to the entrant’s credit card. No charges are made to digital AMOE entries. The net proceeds (net of credit card processing [2.2% + 30 cents] and administrative fees [1%]) of the round up amounts will be split 50% each to charity and the prize pool.
Any use of mechanical, robotic, repetitive, automatic, pre-printed, duplicated, programmed, script, macro, or any other automated means or similar entry methods or agents (including, but not limited to, contest-entry services or multiple or different email addresses, identities, registrations or logins) is prohibited and will void all entries submitted by that entrant if discovered by Sponsor. Entrants must use their own name. Sponsor reserves the right in its sole discretion to disqualify any entry at any time that in Sponsor’s opinion does not comply with these Official Rules. Sponsor is not responsible for lost, incomplete, damaged, illegible, late, postage-due, or misdirected entries, or for errors in mechanical transmission, unavailability of phone lines or connections, cellular phone service, or any other technical malfunctions or inability to transmit messages or entries. Received entries become the property of Sponsor and will not be returned or acknowledged.
Winner Selection. This is an instant-win sweepstakes where winners are determined at random at the time of entry. Each entry is randomly allocated a “Game Piece” evidencing their entry. A pre-selected number of these randomly issued Game Pieces are “instant-winner” Game Pieces. Entrants who are randomly issued an instant winner Game Piece win the prize associated with that instant Winner Game Piece. See “Prize” section of these rules for description of instant-winner prizes.
Winner Notification, and Verification. Sponsor will attempt to notify the potential winners by email or by text message within 10 to 14 days of the end of the Promotion, or sooner, at Sponsor’s discretion. Each potential winner must redeem a winning prize within ninety (90) days of receiving notice they have won a prize. Sponsor is not responsible for lost, delayed, misdirected, or returned prize notifications. Awarding of prize is subject to verification of eligibility and compliance with these Official Rules. Potential prize winners may be asked to complete, sign, and return the Affidavit of Eligibility, Waiver of Liability and Publicity Release form (TN residents need not sign Publicity Release) and, if so, do so within five business days of the time Sponsor sends such document to winners. All activity arising out of and relating to the sweepstakes, including any reference to an entrant’s status as a “winner,” is subject to verification and/or auditing for compliance with the Official Rules at Sponsor’s discretion, and by participating in the sweepstakes entrants agree to cooperate with Sponsor concerning such verification and/or auditing. By entering or accepting a prize, each entrant and each winner consents to Sponsor’s use of his or her name, photograph, likeness, voice, opinions, information, biographical information, hometown and jurisdiction of residence for publicity and promotional purposes without further compensation where permitted by law. (TN residents need not to consent.) If a potential winner is not in compliance with these Official Rules, if a potential winner does not redeem an instant win prize within ninety (90) business days of first notification attempt, if a prize notification or attempted notification is returned as undeliverable, if a potential winner is deemed ineligible for any reason, if a potential winner fails to sign and return required documents and provide required identification by the deadlines established by Sponsor, or if a potential winner declines prize offered, the prize will be forfeited and will not be awarded.
Prizes. Instant-win sweepstakes prizes:
5,000 – $1 Venmo Payout Winners
3,000 – $5 Dunkin’® Donuts Gift Card Winners
400 – $10 Amazon® Gift Card Winners
4 – $250 Flight Voucher Winners
2 – $500 Hotels.com™ Gift Card Winners
Odds of winning depend on the number of prizes remaining available at the time of entry and number of eligible instant win Game Pieces distributed. The number of prizes available to be won will diminish as they are awarded. Depending upon the number of entries, all prizes may not be awarded.
Conditions of Participation. By submitting an entry for this sweepstakes, you agree to abide by these Official Rules and any decision Sponsor makes regarding this sweepstakes, which Sponsor will make in its sole discretion. Sponsor reserves the right to correct typographical, printing, or clerical errors in any sweepstakes-related materials and to make other changes that do not materially affect the substance of the Official Rules. Sponsor reserves the right to prohibit any entrant from participating in the sweepstakes if, at its sole discretion, Sponsor finds such entrant shows a disregard for, or attempts to circumvent, these Official Rules, or acts: (a) in a manner the Sponsor determines to be not fair or equitable; (b) in an annoying, threatening, or harassing manner; or (c) in any other disruptive manner. If a dispute arises regarding compliance with these Official Rules, Sponsor may consider, in its sole discretion, data reasonably available to Sponsor through information technology systems in Sponsor’s control, but Sponsor shall not be obligated to consider any data or other information collected from any other source. Neither the failure of Sponsor to insist upon or enforce strict performance of any provision of these Official Rules nor the failure, delay, or omission by Sponsor in exercising any right with respect to any term of these Official Rules, will be construed as a waiver or relinquishment to any extent of Sponsor’s right to assert or rely upon any such provision or right in that or any other instance. If there is any conflict between any term of these Official Rules and any of the entry or marketing materials used in connection with the sweepstakes, the terms of these Official Rules will govern.
Disclaimer, Release and Limit of Liability. SPONSOR MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, REGARDING ANY PRIZE OR YOUR PARTICIPATION IN THE SWEEPSTAKES. BY ENTERING THE SWEEPSTAKES, EACH ENTRANT AGREES TO RELEASE AND HOLD HARMLESS FACEBOOK, INC., INSTAGRAM, TWITTER, SPONSOR, AND THEIR SUBSIDIARIES, AFFILIATES, SUPPLIERS, DISTRIBUTORS, ADVERTISING/PROMOTION AGENCIES, AND PRIZE SUPPLIERS, AND EACH OF THEIR RESPECTIVE PARENTS, AFFILIATES, AND SUBSIDIARIES AND EACH SUCH COMPANY’S OFFICERS, DIRECTORS, EMPLOYEES AND AGENTS (COLLECTIVELY, THE “RELEASED PARTIES”) FROM AND AGAINST ANY CLAIM OR CAUSE OF ACTION, INCLUDING, BUT NOT LIMITED TO, PERSONAL INJURY, DEATH, OR DAMAGE TO OR LOSS OF PROPERTY, ARISING OUT OF PARTICIPATION IN THE SWEEPSTAKES OR RECEIPT OR USE OR MISUSE OF ANY PRIZE. THE RELEASED PARTIES ARE NOT RESPONSIBLE FOR: (1) ANY INCORRECT OR INACCURATE INFORMATION,WHETHER CAUSED BY ENTRANTS, PRINTING ERRORS, OR BY ANY OF THE EQUIPMENT OR PROGRAMMING ASSOCIATED WITH OR USED IN THE SWEEPSTAKES; (2) TECHNICAL FAILURES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO MALFUNCTIONS, INTERRUPTIONS, OR DISCONNECTIONS IN PHONE LINES OR NETWORK HARDWARE OR SOFTWARE; (3) UNAUTHORIZED HUMAN INTERVENTION IN ANY PART OF THE ENTRY PROCESS OR THE SWEEPSTAKES; (4) TECHNICAL OR HUMAN ERROR THAT MAY OCCUR IN THE ADMINISTRATION OF THE SWEEPSTAKES OR THE PROCESSING OF ENTRIES; OR (5) ANY INJURY OR DAMAGE TO PERSONS OR PROPERTY THAT MAY BE CAUSED, DIRECTLY OR INDIRECTLY, IN WHOLE OR IN PART, FROM ENTRANT’S PARTICIPATION IN THE SWEEPSTAKES OR RECEIPT OR USE OR MISUSE OF ANY PRIZE. If for any reason an entrant’s entry is confirmed to have been erroneously deleted, lost, or otherwise destroyed or corrupted, entrant’s sole remedy is another entry in the sweepstakes, if possible. If for any reason, this sweepstakes is not capable of running as planned, including infection by computer virus, tampering, fraud, technical failure, or any other cause that corrupts or threatens the administration, security or integrity of the sweepstakes, Sponsor reserves the right, in its sole discretion, to terminate or suspend the sweepstakes. If Sponsor terminates the Promotion, it will not select any additional winners. If Sponsor terminates or modifies the sweepstakes, Sponsor will post notice on the official sweepstakes website.
GOVERNING LAW AND DISPUTES. ANY CONTROVERSY OR CLAIM ARISING OUT OF, OR RELATING TO, THESE OFFICIAL RULES AND THE SWEEPSTAKES (“CLAIM”) IS GOVERNED BY THIS SECTION, AND WILL BE CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF FLORIDA, AND THE FORUM AND VENUE FOR ANY DISPUTE WILL BE IN THE COUNTY OF HILLSBOROUGH, FL. IF THE CLAIM IS NOT OTHERWISE RESOLVED THROUGH DIRECT DISCUSSIONS OR MEDIATION, IT MUST THEN BE RESOLVED BY FINAL AND BINDING ARBITRATION ADMINISTERED BY JUDICIAL ARBITRATION AND MEDIATION SERVICES, INC., IN ACCORDANCE WITH ITS STREAMLINED ARBITRATION RULES AND PROCEDURES OR SUBSEQUENT VERSIONS THEREOF (“JAMS RULES”). THE JAMS RULES FOR SELECTION OF AN ARBITRATOR MUST BE FOLLOWED, EXCEPT THAT THE ARBITRATOR MUST BE EXPERIENCED AND LICENSED TO PRACTICE LAW IN FLORIDA. Any Claim will be arbitrated on an individual basis and may not be consolidated in any arbitration with any claim or controversy of any other party or in any form of class action. THE REMEDY FOR ANY CLAIM WILL BE LIMITED TO ACTUAL DAMAGES, AND IN NO EVENT WILL ANY PARTY BE ENTITLED TO RECOVER PUNITIVE, EXEMPLARY, CONSEQUENTIAL, OR INCIDENTAL DAMAGES, INCLUDING ATTORNEYS’ FEES OR OTHER SUCH RELATED COSTS OF BRINGING A CLAIM, OR TO RESCIND THIS AGREEMENT OR SEEK INJUNCTIVE OR ANY OTHER EQUITABLE RELIEF. Some jurisdictions do not allow for limitations on the ability to pursue class action remedies, or certain kinds of damages, and so these limitations may not apply to you.
List of Winners. For the names of the winners (first name and last initial) of prizes valued at more than $250, send an email with “Winner Names Grow Financial Sweepstakes Request” in the subject line to [email protected], to be received within 60 days of the end of the Promotion Period.
Sponsor. Harness Technologies, Inc. 400 N Ashley Drive STE 1440, Tampa, FL 33602.
How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees or Mastercard® and Visa® debit cards with a convenience fee of $4.95. To get started with an online ACH or debit card payment, select Pay Now below.
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466
Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733
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