- Rates & Fees
- Move Your Accounts
- Personal Loans
- Personal Loans
- Wealth Management
- Investment Services
- Life Events
- Financial Advisors
- Commercial Loan Officers
- Online & Mobile Banking
- Additional Services
- Member Testimonials
- SBA PPP Loan
- Home & Auto
January 14, 2021
Get Fit in More Ways Than One With Our Get Fit Account
Like most people, you may be in the spirit of goal setting as we move into another calendar year. A common goal added to the resolutions list is to get fit. With our Get Fit Account, we give that a whole new meaning. Flex your savings muscles and get rewarded.
What is a Get Fit Account?
Our Get Fit Account is a new way to save. It’ll help you do more with your money with a higher APY than our Basic Savings Account and the added bonus of an incentive: $100 from us when your account reaches $10,000.* (For a comparison of APY, check out our current rates.) Plus, there are no penalties for withdrawing money from the account, and you can use it just like your normal savings account.
That sounds too good to be true. Are there rules?
You read that right. We will give you a higher rate of return and a $100 bonus, just for saving money in your Get Fit Account. All you have to do is make regular monthly deposits of at least $20 but no more than $400, and once you’ve saved a balance of $10,000, we’ll put a cool hundred dollars in, on the house.
We recommend the Get Fit Account to anyone looking to earn a higher rate of return while still maintaining access to their funds, with no early withdrawal fees and no time constraints. What’s more, it’s a great way to build financial discipline. Think a Get Fit Account may be right for you? Talk to a Relationship Specialist at a store near you or by giving us a call at 800.839.6328 to learn more.
Grow Savings Accounts are subject to ChexSystems® approval.
*The 0.35% APY (Annual Percentage Yield) is a variable rate. The APY is accurate as of 07/01/2013. The APY may change after the account is opened. The maximum balance to open the account is $400. The minimum monthly deposit requirement is $20 while the maximum monthly deposit is $400. If you fail to deposit $20.00 per month for three months during a twelve-month period, the funds in the account will be transferred to the Basic Savings Account. If more than $400 per month is deposited, the excess will be automatically transferred to the Basic Savings Account. When the account reaches $10,000, we will deposit the $100 bonus into the Basic Savings Account within 90 days. Anything in excess of $10,000 will remain in the account to allow you to continue saving. Fees could reduce earnings.
How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees or Mastercard® and Visa® debit cards with a convenience fee of $4.95. To get started with an online ACH or debit card payment, select Pay Now below.
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466
Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733
You Are About To Leave GrowFinancial.org
At certain places on this site, there are links to other websites. Grow Financial Federal Credit Union does not endorse, approve, represent, certify or control those external sites. The credit union does not guarantee the accuracy, completeness, efficacy, timeliness or accurate sequencing of the information contained on them. You will not be represented by Grow Financial Federal Credit Union if you enter into a transaction. Privacy and security policies may differ from those practiced by the credit union. Click CONTINUE if you wish to proceed.