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February 7, 2023
2023 Board of Directors
The Board of Directors Nominating Committee of Grow Financial Federal Credit Union (“Grow Financial”) has nominated Richard Reeder and Trisha Cram to the Board of Directors for 2023. When there is only one nominee for each position to be filled, the bylaws specify that an election will not be conducted by ballot, and there will be no nominations from the floor. Nominations may be made by petition in accordance with the bylaws, signed by at least 500 primary members and received no later than April 15, 2023. The annual meeting will be held at 5:00 pm on Thursday, May 25, 2023, at the Grow Financial Corporate Headquarters, 9927 Delaney Lake Drive, Tampa.
Richard W. Reeder, CPA
Owner of Reeder & Associates, PA; Performs audits of not-for-profit organizations, employee benefit plans, construction companies and homeowner associations
Over 35 years of auditing experience including 10 years with international accounting firms
Currently serves on the American Institute of Certified Public Accountants (AICPA) Quality Management Standards Task Force and the AICPA Practice Management Task Force for Government and Compliance Audits
Previously served as the Chair of the AICPA Peer Review Board, as an at-large member of the AICPA Governing Council and as an executive committee member of the AICPA Government Audit Quality Center
Former FICPA Peer Review committee chair, former member of the board of directors of the Construction Financial Management Association and the Institute of Internal Auditors, past treasurer of the Carrollwood Area Business Association
Education: Bachelor of Science in Business Administration, Bowling Green State University; Certified Public Accountant
Grow Financial Service: Supervisory Committee (2004-17); Board of Directors (2017 to present)
Trisha L. Cram, Esq., NCVE
Assistant General Counsel, Raymond James (2019-present); Attorney, Wiand Guerra King, P.A. (2017-2019); Chief Compliance Officer, J.W. Cole Financial, Inc. and J.W. Cole Advisors, Inc. (2016-2017); Chief Compliance Officer (final role), Transamerica Financial Advisors, Inc. (2000-2016)
Member of CHIEF, Financial Services Institute, Southeastern Women in Financial Services Advisory Board and The Florida Bar
Education: Juris Doctor, Stetson University College of Law; Bachelor of Science in Accounting, University of South Florida
Grow Financial Service: Supervisory Committee (2017-19); Board of Directors (2020 to present)
How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees or Mastercard® and Visa® debit cards with a convenience fee of $4.95. To get started with an online ACH or debit card payment, select Pay Now below.
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466
Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733
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