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June 12, 2018
Earn Easy Money With CashBack Checking
Everyone wants to earn easy money. With our new Grow CashBack Checking Account, you can make money doing what you’re already doing…spending money! Every qualifying purchase or payment made with your Grow Visa® debit card earns 5 cents back for you1.
Let’s say you make five purchases or payments in a day: one for your daily latte, one for lunch with a friend, one to fill up your gas tank, one to pay for this month’s Netflix® subscription and one to order new shoes from Amazon®.
If you earn 5 cents on every qualifying transaction, that would make a total of 25 cents earned in a day. Congratulations! So what’s the big deal? Well, if you are able to earn 25 cents each day for 30 days in a month, that would come out to $7.50 earned in a month to pay for a latte and then some! (Unless of course you are ordering a seriously expensive latte.)
What’s even better? You also earn a nice little dividend every month, so a Grow CashBack Checking Account pays you twice. How nice! Plus, you’ll have access to checks and other services like more than 70,000 surcharge-free ATMs at locations in our network2.
Whether it’s a little or a lot, why wouldn’t you want to earn easy money? Start now with a Grow CashBack Checking Account. Switch from your current checking account in Grow Online Banking or open a new account by stopping in a Grow Financial store near you!
Insured by NCUA
Membership required—Subject to eligibility.
Checking Accounts are subject to ChexSystems® approval.
1Qualified Visa debit card transactions include signature or PIN based point-of-sale purchases, bill payments made with your Grow Visa debit card, and online purchases. Excludes ATM withdrawals, deposits and transfers.
2There is no fee for transactions made at ATMs in the Grow Financial, CU24/CU HERE or CO-OP networks. Transactions from non-network ATMs will carry a $2.00 service charge, in addition to any fees charged by the operating institution.
How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees or Mastercard® and Visa® debit cards with a convenience fee of $4.95. To get started with an online ACH or debit card payment, select Pay Now below.
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466
Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733
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