- Personal Loans
- Personal Loans
- Home & Auto
August 29, 2023
Earn Easy Money With CashBack Checking
Checking accounts don’t have to be boring. We’ve got an option that will actually earn you cash, and what’s more fun than easy money? With Grow CashBack Checking, you can earn a cash bonus just doing what you’re already doing — spending money! Earn five cents back with every qualifying transaction, including online purchases and bills charged to your Grow Visa® debit card, with no spending limits.1
Why Grow CashBack Checking
If you’re someone who frequently uses your debit card, Grow CashBack Checking would be a great way to maximize the value of each purchase. Your daily coffee, lunch with a friend, filling up your gas tank, paying for this month’s streaming subscription, buying something online — these everyday moments could be earning you five cents back each time. Your total cashback bonus gets tallied up and sent to your account each month automatically. Talk about easy money! Plus, there’s no minimum or maximum purchase amount required to earn the bonus and no minimum balance required to open or maintain the account.2
In addition to getting rewarded for each transaction, you’ll also enjoy all the essential banking services you need and the convenient features you want. Our checking accounts have:
- No monthly fees. That’s right. No account service fees here!
- Free direct deposit. Get paid easily with free direct deposit.
- A Grow Visa debit card. Our debit cards are contactless cards with both a secure chip and tap to pay.
- Access to 70,000 surcharge-free ATMs.3 You’ll never be without access to cash when you need it with our nationwide ATM network.
- Easy-to-use online and mobile banking. Manage your accounts, pay bills and more with Grow Online and Mobile Banking.4
- Mobile check deposit. Snap a picture, deposit a check, from anywhere.
Whether it’s a little or a lot, why wouldn’t you want to earn easy money? Start now with Grow CashBack Checking. Open an account today!
Checking Accounts are subject to ChexSystems® approval.
1Earn a bonus of $0.05 per qualifying Grow Visa debit card transaction. Qualified Visa debit card transactions include signature or PIN-based point-of-sale purchases, bill payment transactions made with your Grow Visa debit card, and online purchases. Excludes ATM withdrawals, deposits and transfers. No minimum balance is required to open the account or obtain the bonus. 2You cannot use paper checks on this account. Any check written will be returned unpaid, even if you have sufficient money in your account. 3There is no fee for transactions made at ATMs in the Grow Financial, CU24/CU HERE or CO-OP networks. Transactions from non-network ATMs will carry a $2.00 service charge, in addition to any fees charged by the operating institution. 4Additional data charges may apply. Please see your wireless carrier for more information.
How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees or Mastercard® and Visa® debit cards with a convenience fee of $4.95. To get started with an online ACH or debit card payment, select Pay Now below.
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466
Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733