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December 8, 2021
Five Ways to Support Local Businesses
The largest employer in the country? Small businesses. (Cumulatively, of course!) From the jobs they create to the irreplaceable services they provide, small businesses are essential to the fabric of our communities. We all want to help keep our local businesses afloat, especially in tough economic times. Here are five ways to support local businesses:
1. Eat your favorite foods.
The restaurant industry has been particularly hard-hit by the pandemic. Think about ordering lunch or dinner a few days this week from a new restaurant — get a break from cooking with the added bonus of supporting a local business! If you’re comfortable dining indoors, try a new spot on your next night out. If you prefer to eat at home, put in an online or call-ahead to-go order. Many restaurants and retailers are now offering their products via delivery apps, too!
2. Tip service workers generously.
If the option to tip someone is available, consider going above and beyond. Whether you’re swinging through curbside pickup, having a meal delivered to your door or dining in-person at your favorite place, be generous with your tip to show appreciation and say an extra thank you.
3. Try something new.
Every year, new places open up all around town. Do some exploring in your area to discover a few local spots to try out. Maybe that’s a new coffee shop, pizza joint or escape room! Make this weekend fun by patronizing a local business.
4. Shop local for gifts.
Is it time to buy a gift for a birthday, holiday or other special occasion? Look no further than the local businesses in your community! There are lots of small businesses with products or services that make wonderful gifts, like wineries, candlemakers, artists, restaurants, nail salons and more. You’ll be giving double the joy when you shop local for gifts, because you’ll be supporting a small business too! Can’t go in person? Check out the websites of your favorite local spots to make a purchase online.
5. Leave a positive review.
Not everyone will have the financial means to participate in all of the above measures, and that’s okay. You can still support your local businesses, even indirectly. Consider leaving a positive review for businesses you’ve had past positive interactions with or sharing their contact information with friends and family on your social pages. Positive word-of-mouth and recommendations can go a long way. Have a poor experience somewhere? Think about communicating your feedback with the business owner directly to give them a chance to make it right, rather than leaving a negative online review right away.
When you shop local, you’re supporting a member of the community and everyone they employ, plus keeping more of your dollars in the local economy. It’s a win all around! Looking for more ways to give back to your community on a budget? Read more.
How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees or Mastercard® and Visa® debit cards with a convenience fee of $4.95. To get started with an online ACH or debit card payment, select Pay Now below.
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466
Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733
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