- Personal Loans
- Personal Loans
- Home & Auto
July 7, 2023
Business Member Highlight: Meet Miss Katie’s Sweets
When April Floyd wanted to find a way to spend more time with her three children while teaching them about responsibility and financial literacy, she came up with the perfect solution: a family-owned and operated food truck.
Miss Katie’s Sweets is a local, mobile dessert business serving the Lowcountry, from Charleston, South Carolina, to Savannah, Georgia. They specialize in delicious fair foods, including pound cake, deep fried Oreos, funnel cakes and banana pudding.
“I came up with the idea to start baking and making treats out of my home because that would give me more time with my kids and be an extra source of income while I was trying to walk away from my full-time job,” Floyd shared.
When the Floyd family moved from South Florida to Summerville, South Carolina, Floyd asked her husband for six months to grow their business.
“I’d heard great things about the Charleston food scene and wanted to explore. I met some really great food truck owners. I said, ‘I make desserts, can I tag along with you guys?’ After being told no a few times, I got some yeses! From there, Miss Katie’s Sweets took off, and in 2019, we went from a pop up to a food truck,” Floyd said.
Like us, you may be wondering, if the business owner’s name is April, who is Miss Katie?
Floyd said, “Miss Katie is actually my daughter. She’s the youngest of the clan, and she’s the one who loves sweets and desserts. Everything I make, she says, ‘Mommy, it’s so delicious!’ so I had to name it after her.”
Teaching her children about finances is important to Floyd and running a business together became the perfect learning tool.
“From the age of seven, my kids have been learning how to run a food truck business. When they do become adults, they’ll have a better understanding of how hard they have to work to earn money and how to make their money work for them. They’re coming away with a talent and skill that will propel them into the future,” Floyd shared.
When it was time to choose a financial institution for their business, Floyd found the best fit for their family at Grow.
Floyd said, “When I walked into the Grow store, there was never a question of how much money we make or how much money we’re going to bring to the institution. Instead, it was, ‘Let’s see what we can do to help you.’ Your team never made me feel like a little guy.”
If you see the Miss Katie’s Sweets truck at an event, you can find Floyd and her three children smiling while taking orders, preparing desserts and collecting payments. The future is bright for their business and Floyd is hopeful it will carry on for generations to come.
“What I’ve found in Miss Katie’s Sweets is something where I can not only have more time for my family but create something that will grow with my kids. To teach them the business and eventually leave something for them means so much to me. We love what we do,” Floyd said.
If you’re now craving yummy desserts, you can find the Miss Katie’s Sweets truck at your local Lowcountry PTO night or community event. You can learn more about the sweetest food truck rolling around Charleston here.
How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees or Mastercard® and Visa® debit cards with a convenience fee of $4.95. To get started with an online ACH or debit card payment, select Pay Now below.
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466
Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733