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Grow Routing Number: 263182914

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Grow Routing Number: 263182914

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Article
Certificate Accounts: A Safe and Steady Way to Grow Your Savings

Learn how Certificate Accounts can boost your savings with higher returns and low risk. Use our new calculator to estimate your potential earnings.

Keep Reading About Certificate Accounts: A Safe and Steady Way to Grow Your Savings
Article
Beyond Basic Savings: More Savings Options at Grow

Explore your savings options beyond our Basic Savings Account and enjoy today’s competitive rates.

Keep Reading About Beyond Basic Savings: More Savings Options at Grow
Article
3 Jar Allowance For Kids

The 3 jar money system encourages kids to learn about budgeting by splitting their money into saving, spending, and giving categories.

Keep Reading About 3 Jar Allowance For Kids
Collection
Saving for a Vacation

What does a trip to Cancun and a trip to Idaho have in common? They both cost money! Save for your trip, no matter the size, using smart, easy-to-understand strategies.

Keep Reading About Saving for a Vacation
Collection
Life Changes

As with any major life change, if you have a better grasp of the financial requirements and tasks, you can be better prepared for what's ahead.

Keep Reading About Life Changes
Collection
Basic Saving

Whether you're saving for a rainy day or a rainy trip to London, mastering the basics of saving can help you reach your goals.

Keep Reading About Basic Saving
Collection
Learning to Budget

Budgeting isn't about restriction, it's about prioritizing. The best way to avoid financial strain is to know where your money is going and plan ahead!

Keep Reading About Learning to Budget
Article
Save & Earn More with a Money Market Account

Earn one of our most competitive rates while maintaining access to your funds with a Money Market Account.

Keep Reading About Save & Earn More with a Money Market Account
Article
Retirement? You’ve Got This

When it comes to retirement, planning early is beneficial. Check out your IRA options, including Traditional and Roth IRAs.

Keep Reading About Retirement? You’ve Got This
Coach
Make the Most of Your HSA or FSA

Learn the difference between an HSA and FSA, and predict your health care costs.

Keep Reading About Make the Most of Your HSA or FSA
Article
Looking for a Safe Investment? Try the Certificate Laddering Strategy.

If you want to maximize the earning potential of a Certificate Account, consider the popular savings method called certificate laddering. Safe investment with reliable liquidity when you need it.

Keep Reading About Looking for a Safe Investment? Try the Certificate Laddering Strategy.
Article
Plan Ahead for Holiday Spending with a Club Account

Avoid the holiday spending stress by opening a Club Account. Start saving today and enjoy a debt-free holiday season.

Keep Reading About Plan Ahead for Holiday Spending with a Club Account

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Careers

Our name says it all: We’re dedicated to fostering growth opportunities for you. We believe in giving back as much as you put in, offering a dynamic environment that nurtures your professional development. We’ve been nationally recognized as a Top 100 Workplace by Fortune Magazine and named a Top Workplace by the Tampa Bay Times for over a decade. Learn more about Grow Careers.

Website Accessibility

Grow Financial is committed to meeting the banking and financial services needs of all our members. We aim to promote accessibility, diversity and inclusion. Our goal is to provide an accessible and barrier-free environment in our banking locations, and we strive to make our technology accessible and continuously work on accessibility improvements to our website. Read our Website Accessibility Policy.

We have adopted this policy to support our commitment to the accessibility of this website and to users with disabilities. Please be aware that our efforts are ongoing.

The products and services described on this website are offered only in the United States.

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Routing Number

263182914

Loan Payment Address

Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466

Corporate Address

Grow Financial Federal Credit Union
P.O. Box 89909
Tampa, FL 33689-0415

Download the Grow Mobile Banking App

© 2026 Grow Financial Federal Credit Union | Membership required — Subject to eligibility. | NMLS# 477765

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Lost or Stolen Card?

We’re here to help. If your card has been misplaced or stolen, we’ll act quickly to protect your account. You can report a missing card in the following ways:

Online and Mobile Banking

Log in and follow these three easy steps:

From the menu, select Tools
Select Card Manager
Report your card as Lost or Stolen*

By phone or at a Grow store
Call 800.839.6328 to speak to a team member or let us know in person at any Grow store.

Notice: Taking these steps will immediately cancel your card to prevent unauthorized transactions. If you find your card later after reporting it lost or stolen, it cannot be reactivated.

^*The selected card will be canceled and removed from Manage Cards when it is reported as lost. Once your new card has been issued, it will be available in Manage Cards. The replacement card will have a new card number. Your replacement card will be sent to the mailing address on your account, and you should receive it within 7 to 10 business days.

How to Find Your Routing & Account Numbers

When setting up direct deposit, making an electronic payment or transferring money between financial institutions, you’ll typically need two unique numbers:

Grow’s routing number: 263182914
Your account number for external transfers and direct deposit

For direct deposits, ACH payments, external account transfers, military allotments, tax refund direct deposit, wire transfers and other transactions outside of Grow, use the Account Number (For External Transfers and Direct Deposit).

When another company, employer or financial institution asks for your Account Number, this is the number they need. Be sure to include all the zeros at the beginning of your Account Number.

Where to find your Account Number

Locate your full account number in just a few steps using Grow Online or Mobile Banking.*

Log in and select the correct account from your dashboard overview.
Select Account Details above your transaction activity list.
Locate the number labeled Account Number (For External Transfers and Direct Deposit).

You will also find Grow’s routing number and your Account Number on a check. as shown on the Grow check example below.

Grow Financial check depicting routing, account, and check number

Understanding the difference between your Member Number and Account Number

When viewing your account details in Grow Online Banking or Mobile Banking, you’ll also see your Member Number (For Internal Transfers Only). This number is used within Grow and may include a suffix such as:

-0001 for a Basic Savings account
-0015 for a Checking account

These suffixes help us identify different account types within your membership.

You can use your Member Number for:

Setting up internal transfers to another Grow member
Resetting your online banking username or password

Remember, don’t use your Member Number (For Internal Transfers Only) when setting up transactions with another financial institution, or the transactions may not go through.

Need help?

If you don’t have checks or access to online banking, we’re happy to help. Contact us for assistance finding your account number.

Making a Loan Payment

When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.

Pay Online

You have two ways to pay online by transferring funds from another bank or credit union.

Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
Log In

Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees, consumer Mastercard^® and Visa^® debit cards with a convenience fee of $4.95, or commercial Mastercard^® and Visa^® debit cards with a convenience fee of 2.95% of the payment amount. To get started with an online ACH or debit card payment, select Pay Now below.
Pay Now

Pay by Mail

You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)

Address for auto, credit card, personal loan and HELOC payments:

Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466

Address for personal first or second mortgages and home equity payments:

Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733

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At certain places on this site, there are links to other websites. Grow Financial Federal Credit Union does not endorse, approve, represent, certify or control those external sites. The credit union does not guarantee the accuracy, completeness, efficacy, timeliness or accurate sequencing of the information contained on them. You will not be represented by Grow Financial Federal Credit Union if you enter into a transaction. Privacy and security policies may differ from those practiced by the credit union. Click CONTINUE if you wish to proceed.