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May 11, 2026

Beyond Basic Savings: More Savings Options at Grow

Woman sitting at a desk next to a window working on laptop with dog sitting next to her and headline "More Savings Options" overlayed.

Grow membership starts with a Basic Savings Account, but your savings options don’t stop there. We make saving easier with smart accounts and competitive dividends that help you make the most of what you’ve got.

Explore Savings Options

Money Market Account
Earn competitive dividends on your savings while still having access to your money. A Money Market Account is perfect for saving for an emergency fund, a down payment on a home, a vacation or another big goal. Learn more.

Certificate Account
They say time is money. That’s exactly how a Certificate Account works. You choose a term from six months to five years, then let the money hang out while dividends compound steadily over time. All you need is $500 to open. Learn more.

IRA Certificate Account1
This account offers the security of a Certificate Account, as well as potential tax advantages to give your retirement savings a boost. Plus, your money grows even faster with higher rates on balances of $100,000 or more. Learn more.

Get Fit Account2
Need a little motivation while you save for a big goal? Check out our Get Fit Account. Earn a higher dividend compared to the Basic Savings Account and get a $100 bonus when your balance reaches $10,000. Learn more.

The Importance of Saving

Saving is a cornerstone of financial stability and security, offering a safety net for unexpected expenses. By consistently setting aside a portion of your income, you create a buffer against emergencies and reduce reliance on debt to cover unforeseen costs. Saving enables you to pursue your long-term goals and aspirations, whether that’s buying a home, traveling or retiring comfortably. It also provides a sense of freedom and peace of mind. Ultimately, saving is not just about accumulating wealth — it’s about building a foundation for a more secure and fulfilling future.

Ready to start saving?

Open an Account

Accounts are subject to approval.

1Certain restrictions apply. Not all taxpayers are eligible. Consult your tax advisor.

2Get Fit Account. The APYs are accurate as of 07/11/2026 and may change without notice after the account is opened. Variable Rate. Fees could reduce earnings. Minimum balance to open is $5. Maximum balance to open is $400. Minimum deposit per month is $20. Maximum deposit per month is $400, withdrawals are permitted. Bonus: When the account reaches $10,000, we will deposit $100 to that account within 90 days and your funds will be transferred to your Basic Savings Account. If more than $400 per month is deposited, the excess will be automatically transferred to your Basic Savings Account. If excess deposits have to be transferred 3 times to the Basic Savings Account, during a 12-month period, the balance of the account will be transferred to the Basic Savings Account. If you fail to deposit $20 per month for 3 months during a 12-month period, the funds in the account will be transferred to the Basic Savings Account. Balances $.01 and over receive the dividend and APY stated.

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