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COLLECTION
Life Changes
As with any major life change, if you have a better grasp of the financial requirements and tasks, you can be better prepared for what’s ahead.
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Article
Buying a Home: Exploring Your Options
Explore your options for buying a home: first-time buyer benefits, best age to buy, building vs. buying, foreclosure auctions, buying with parents, and owner financing.
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Article
Sick and Can’t Work — You’ve Got Options
Illness can befall anyone—take a look at all of your long term and short term options for when you get sick and can’t work.
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Article
Emergency Funds
An emergency fund is a financial safety net that everybody should have for life's unforeseen challenges.
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Article
Renting Rulebook
Use these practical tips to ensure you get the best deal from your rental.
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Article
Teaching Children About Money
These 6 activities teach spending, saving, and investing to kids.
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Article
Making Critical Retirement Choices
Get the answers you need down the road by asking the right questions now.
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Article
A Guide to Selling Your Home
Selling your home? Learn the costs, marketing tips, and pricing strategies to sell your home faster.
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Article
Tracking Your Joint Expenses
When you share your life with a partner, you're sharing your finances too.
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Calculator
Budget Calculator
Helps you project and manage monthly & yearly income vs. expenses.
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Article
Preparing for a Baby
Having a baby? Here’s how to plan financially for such a big change.
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Article
Financial To-Dos for Newlyweds
Getting married? You'll want to get your finances in order ahead of time.
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Article
Retirement Savings & Divorce—How Are Assets Split?
Do you know what happens to retirement funds in divorce? If not, read on about marital assets and how they’re disbursed with QDRO.
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Coach
Am I Ready to Retire?
Are you on track to meet your retirement goal?
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Article
Talking to Your Partner About Money
Talking with your partner about finances can be scary—but it doesn’t have to be.
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Article
To-Dos for Leaving a Job
Whatever your reasons for leaving a job, there are things you need to consider as you transition out of your current position.
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Coach
The Cost of Baby’s First Year
Find out how much you need to save for a new baby!
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Article
When Times Get Tough
Learn ways to prepare for and shore up your finances when hard times hit.
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Article
Leaving a Job with a 401(K)
Leaving a job with a 401(k)? Here's what you can do with the money you’ve saved.
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Coach
The Cost of a Wedding
Broaden your knowledge of what costs affect your wedding plans and budget.
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Article
Making a Down Payment on a House
A down payment is an important element of home buying, but what is it? And how can you save for one?
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Article
College Prep Checklist for High School Freshmen
Use this college prep checklist to see what high school freshmen can do to prepare for college life early.
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Article
College Prep Checklist for High School Juniors
Use this college prep checklist to see what high school Juniors can do to prepare for college life early.
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Article
College Prep Checklist for High School Seniors
Use this college prep checklist to see what high school seniors can do to prepare for college life while still in school.
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Article
College Application Checklist
Use this college application checklist to navigate every essential step, from gathering documents to meeting deadlines.
Keep Reading About College Application Checklist
Disclaimer
While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today.Neither Banzai nor its sponsoring partners make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein. Banzai and its sponsoring partners expressly disclaim any liability arising from the use or misuse of these materials and, by visiting this site, you agree to release Banzai and its sponsoring partners from any such liability. Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional. This article does not offer professional tax advice. Contact a tax advisor for more details.
Explore All The Ways We Can Help You Grow
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Calculator
Emergency Fund Calculator
Estimate how much you should have saved to weather emergencies (job loss, medical bills, repairs, etc.).
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Article
What is a Certificate of Deposit or Share Certificate?
What is a certificate of deposit (CD)? Learn how a certificate of deposit works, its benefits, and if it's right for your savings goals.
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Coach
The Cost of Baby’s First Year
Find out how much you need to save for a new baby!
Keep Reading About The Cost of Baby’s First Year
Lost or Stolen Card?
We’re here to help. If your card has been misplaced or stolen, we’ll act quickly to protect your account. You can report a missing card in the following ways:
Online and Mobile Banking
Log in and follow these three easy steps:
- From the menu, select Tools
- Select Card Manager
- Report your card as Lost or Stolen*
By phone or at a Grow store
Call 800.839.6328 to speak to a team member or let us know in person at any Grow store.Notice: Taking these steps will immediately cancel your card to prevent unauthorized transactions. If you find your card later after reporting it lost or stolen, it cannot be reactivated.
*The selected card will be canceled and removed from Manage Cards when it is reported as lost. Once your new card has been issued, it will be available in Manage Cards. The replacement card will have a new card number. Your replacement card will be sent to the mailing address on your account, and you should receive it within 7 to 10 business days.
How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.

Where to Find Your Checking Account Number in Grow Online and Mobile Banking
If you don’t have a physical check on hand, you can also locate your Checking Account Number for Electronic Transactions in Grow Online and Mobile Banking.*
Here’s how to find it:
- In the Grow Mobile Banking app, select your checking account, then tap Show Details in the top right corner. Locate the account number that says, “For Electronic Transactions.”
- In Grow Online Banking, select your checking account, then click Account Details. Locate the account number that says, “For Electronic Transactions.”
Don’t have a Grow check or Online Banking? No worries.
Visit any Grow store or call us and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
Pay Online
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
Log In
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees, consumer Mastercard® and Visa® debit cards with a convenience fee of $4.95, or commercial Mastercard® and Visa® debit cards with a convenience fee of 2.95% of the payment amount. To get started with an online ACH or debit card payment, select Pay Now below.
Pay Now
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733You Are About To Leave GrowFinancial.org
At certain places on this site, there are links to other websites. Grow Financial Federal Credit Union does not endorse, approve, represent, certify or control those external sites. The credit union does not guarantee the accuracy, completeness, efficacy, timeliness or accurate sequencing of the information contained on them. You will not be represented by Grow Financial Federal Credit Union if you enter into a transaction. Privacy and security policies may differ from those practiced by the credit union. Click CONTINUE if you wish to proceed.