Grow Financial Federal Credit Union
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November 7, 2023

Earn Rewards for Your Holiday Spending With a Grow Visa Rewards Card

Almost three-quarters of holiday shoppers plan to use credit cards for their holiday purchases.1 Now, we’re all about making sure you can avoid common holiday spending blunders, like not setting a budget or overspending your budget. Once you’ve created your holiday spending budget, think about how you can maximize credit card rewards. When you shop with a Grow Visa® Rewards Card, you’ll earn rewards on every dollar you spend.2

Earn rewards points on every purchase.

Yes, you’ll rack up rewards each time you use your card, no matter what you’re buying. Your Thanksgiving turkey and all the fixings. Gifts for your family and friends. Maybe even a little something special for you! All these purchases and more could be earning rewards at a rate of one rewards point per $1 spent. Redeem those points for gift cards to your favorite retailers and restaurants or items from the Grow rewards catalog. It’s like your holiday gift-giving gives you a little bit back. You might even come to think of holiday shopping season as rewards season!

When you open a Grow Visa Rewards Credit Card, get an introductory APR as low as 1.99% to 8.99%, good for the first six billing cycles on purchases and balance transfers.3 After the introductory period expires, or if you do not qualify for an introductory rate, you’ll enjoy a low standard variable APR from 16.49% to 17.99%. Another great perk? We don’t like fees, so we avoid all the big ones:

  • No annual fee
  • No balance transfer fees
  • No cash advance fees

All Grow Visa credit cards include contactless payment, so you can simply tap your card at the checkout to enjoy fast, secure transactions. Plus, you’ll be protected by Visa Zero Liability Fraud Protection which safeguards against unauthorized card use. Enjoy peace of mind, rewards on every dollar you spend, no annual fee and a competitive APR.

Ready to start earning rewards?


1NerdWallet. 2023 Holiday Shopping Report. Accessed October 18, 2023.
2Subject to credit approval.
3The Annual Percentage Rate (APR) will not exceed 18.00%. If the minimum monthly payment is 60 days late twice in a twelve-month period, the rate will revert to a default rate of 18.00% for six (6) billing cycles. Other APRs: Cash Advances 18.00%, Overdraft to Share Account 18.00%. A finance charge of 1.00% will be charged on foreign transactions. Rates are effective as of 08/16/2023 and could change without notice.

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